Which makes it even more important to combine all those little $25 and $50 and $100 gift cards into one. You can do that on
disneygiftcard.com and put up to $1000 on a card.
Doing that is a win-win for everyone. You if you call in to buy OBC, the agent on the phone - or you at Guest Services, the CM at Guest Services, and EVERYONE behind you in line at Guest Services if you put money on your account then - AND you if there is a refund to the card. Rather than going through a stack to see which one/ones the money got refunded to, you only have one (or I guess 2 or 3 if you had that much loaded on).