*WDW*Groupie*
DIS Veteran
- Joined
- Oct 2, 2006
I can't believe I didn't think of this before, but today I searched Canadian churning and apparently there is a reddit subthread (is that the correct terminology?). Of course I am not good at sorting through the info on reddit, so I didn't see if I can apply for an AmEx and Visa at the same time (if it works like in the US I should be okay since in the US AmEx reports to the bureaus after Visa), but I'm going to go ahead and give it a try.
Two cards on my list: AmEx Bonvoy (because of course!), 50,000 Bonbon points, $120.00 fee and $2,000 MSR
TD Visa Aeroplan, 25,000 Aeroplan miles and $2,000 MSR, FYF
I checked and there doesn't appear to be a AmEx Hilton card for Canada. Also seems like for business cards here you have to go the bank and show proof of business (at least for my bank, CIBC). So not sure how many business cards I'll be able to apply for. DPs suggest that AmEx allows churning on cards with multiple bonuses, but I'll have to watch this closely to make sure I am understanding correctly.
DPs also suggest that I can use dhs Aeroplan number when I apply for the TD Aeroplan card. Since he is lifetime platinum miles on his account are much more valuable than my account.
There are higher point offers out there but I have to keep in mind that I am going back to Florida in less than a month and need to be able to meet the MSRs. Hoping that I can use the cards to pay hydro (high summer a/c bills) and gas (pool heater) on the cards. The hydro bill this month is close to $1,000.00. Gas is usually $250.00 / month. I spend approx. $200.00 / week on groceries and another $150.00 / week on restaurants.
Just wanted to share my Cdn churning news with y'all! I can lay off the US cards while I do the spend up here and hit the grAAvy train when we get back to the US.
Two cards on my list: AmEx Bonvoy (because of course!), 50,000 Bonbon points, $120.00 fee and $2,000 MSR
TD Visa Aeroplan, 25,000 Aeroplan miles and $2,000 MSR, FYF
I checked and there doesn't appear to be a AmEx Hilton card for Canada. Also seems like for business cards here you have to go the bank and show proof of business (at least for my bank, CIBC). So not sure how many business cards I'll be able to apply for. DPs suggest that AmEx allows churning on cards with multiple bonuses, but I'll have to watch this closely to make sure I am understanding correctly.
DPs also suggest that I can use dhs Aeroplan number when I apply for the TD Aeroplan card. Since he is lifetime platinum miles on his account are much more valuable than my account.
There are higher point offers out there but I have to keep in mind that I am going back to Florida in less than a month and need to be able to meet the MSRs. Hoping that I can use the cards to pay hydro (high summer a/c bills) and gas (pool heater) on the cards. The hydro bill this month is close to $1,000.00. Gas is usually $250.00 / month. I spend approx. $200.00 / week on groceries and another $150.00 / week on restaurants.
Just wanted to share my Cdn churning news with y'all! I can lay off the US cards while I do the spend up here and hit the grAAvy train when we get back to the US.