On the bank bonus front, M&T increased their offer to $300 after a $500 DD for some regions. They are regionally restricted, only less than 10 states, but still looks like you can work around that and open out of state, if so inclined. (
@gottalovepluto you did it out of state recently, correct?)
Bonus posts fast, within 1-3 biz days, and they allow downgrade to a fee free account after you get the bonus - I did it through SM.
https://www.doctorofcredit.com/mt-b...-available-online-ct-dc-de-md-nj-ny-pa-va-wv/
If you don't see the highest offer show up with your own zip code, try 26726 as shared in the DoC comments. Mine and several other PA zips are showing the $250 bonus still, but if I try that one the $300 comes up.