I love credit cards so much! v2.0 (see first page for add'l details)

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hsmamato2

<font color=magenta>Tink in Training-Good Girl,Bad
Joined
Mar 28, 2005
DH can stay home.... 🤣
That's what I've been telling him..... instead I booked a cruise to somewhere new that he's never been...which he complained about also. Until I told him I'm going no matter what,and I can think of 20 people that would be thrilled to take his place lol. Then he stopped complaining. I honestly travel less than my personal inclination b/c he just isn't a big traveler. And every once in a while I do go with others instead....
 
  • apollodi

    Mouseketeer
    Joined
    Feb 28, 2018
    Tell me your strategy for getting the CP with two biz cards? Will Chase let you get both? I applied for this card today also. Thanks!
    I definitely second @SouthFayetteFan 's suggestion to read his fireside chat on getting the CP. Best way to find it (for me anyway) is to search this thread for "fireside chat." You'll find a link to the writeup in a post by @SouthFayetteFan from Sept. 16. It's very detailed and helpful. Make sure you are watching your application pacing.
     

    Judique

    Dis Veteran, Beach Lover at BWV, BCV, HHI, VB
    Joined
    Aug 1, 2003
    I have looked at the BW charts since we own there...it looks to me like the reallocated between times of year...increasing the number of points for all room types during “fall frenzy”...and decreased the points across all room types during the summer....it’s not the same type of reallocation they did prior that the DVC boards lost their minds over
    From what I read there yesterday morning, most expected this type of reallocation and unless it negatively affected(like the one years ago moving points from weekends to weekdays) them feel it’s appropriate.

    For us our October trip will cost more points, while May will be less
    At least yours decreased in one of your seasons.
    I dragged out my original paperwork and I feel okay better now. The points for a week in January have dropped 9 points from 2000. February is back to 2000 numbers and November is only going up 3 points from the 2000 numbers. So overall I'm in a 'win' situation.

    I really don't think they needed to play with any of these numbers. There's no need. Busy work by basically newer people stirring the pot. And we are paying them to do it.
     

    Judique

    Dis Veteran, Beach Lover at BWV, BCV, HHI, VB
    Joined
    Aug 1, 2003
    Approved for the Hilton Aspire. No pop up!

    I'm slightly regretting not jumping on the no-AF link a few weeks ago, but I won't dwell on it. I didn't need to be poking the RAT. I also didn't have Hilton plans in 2020, and now I do. This card pays for itself and then some.
    I want the card, but I got the popup when the good link was out. Now, I have other priorities - get under 5/24 and get a CIP and/or CIC.
     

    disfanforlife

    DIS Veteran
    Joined
    Nov 9, 2006
    I am a BWV owner too, and I haven't looked either. I don't have a normal week that we go, so can't really say if it's an issue or not. I am really not worried about it.
    We don't either. Usual times but not exactly the same. We just had a major change in both of our jobs and hubby might have jury duty this winter. He put in a postponement from when he was supposed to go in November, so we have no idea when or if he will be called again.
    We are thinking of banking the rest of our points for this UY and not going until March 2021 - which makes me sad.
     
  • Judique

    Dis Veteran, Beach Lover at BWV, BCV, HHI, VB
    Joined
    Aug 1, 2003
    So this email came from Chase just now:



    when you open and fund an account with qualifying new money.*​
    Also enjoy unlimited commission-free online stock, ETF, and options1 trades for your first year - just $2.95 thereafter.
    $0 minimum to start.
    Options contract and other fees may apply**
    You can only participate in one Sapphire Checking, Chase Private Client Checking or You Invest new money bonus in a 12 month period.​
    Your coupon code:​
     

    Alexle2007

    DIS Veteran
    Joined
    Apr 15, 2013
    Okay, I'm just going to stand up for Houston here, since I've lived there three times in my life! When you are coming through on the highways, it's easy to just see the concrete, but there are very few places where a highway or convention center area will give you a true view of a city.

    Houston has a range of large parks throughout the city, including Hermann Park and Buffalo Bayou; an amazing restaurant scene, both on the high end and the low end; world-class opera, symphony, and theatre options; a huge range of museums; a constant parade of shows from top performers; and excellent basketball and baseball teams (as well as pretty good football and soccer teams). It is one of the most culturally diverse cities in the United States, which also enriches all of the above. There are three official languages in the Houston Independent School District. You can probably guess two of them - English and Spanish. But can you guess the third? It is Vietnamese.

    So, hmph.
    The in-law’s family lives in the Houston area and are contributing to the Vietnamese language stats :)
     

    LilSweetPeaPhoto

    DIS Veteran
    Joined
    Feb 12, 2008
    Hilton Aspire experts....I have my $250 resort credit still for this year, and obv it resets for 2020. If I plan a trip over New Years, can I use $250 say 12/30 and $250 on 1/1? If so I guess it's time to start looking at flights, LOL
     
  • Alexle2007

    DIS Veteran
    Joined
    Apr 15, 2013
    Hilton Aspire experts....I have my $250 resort credit still for this year, and obv it resets for 2020. If I plan a trip over New Years, can I use $250 say 12/30 and $250 on 1/1? If so I guess it's time to start looking at flights, LOL
    Wait it does? I thought it was based on when you got the card so you only received one a year? Unlike the airline credit that is yearly.
     

    CaliforniaGirl09

    DIS Veteran
    Joined
    Dec 4, 2009
    I need some handholding re: SW spend. My statement closes 12/15. Can I finish my MSR 12/16 and my southwest points won't post until my January 15th statement is paid off?
    I would be very careful about this. I can't remember where the DPs were (either on reddit or flyer talk), but I seem to recall some strange DPs that points were posted to Southwest accounts for some people before the next bill. I wouldn't mess around and I'd do almost all the spend before the end of the year, and then wait until after January 1st to hit the last part. Maybe someone else remembers where I read these CP horror stories?
     

    punkin

    <font color=purple>Went through pain just to look
    Joined
    Nov 28, 2001
    I would be very careful about this. I can't remember where the DPs were (either on reddit or flyer talk), but I seem to recall some strange DPs that points were posted to Southwest accounts for some people before the next bill. I wouldn't mess around and I'd do almost all the spend before the end of the year, and then wait until after January 1st to hit the last part. Maybe someone else remembers where I read these CP horror stories?
    This is exactly my fear.
     

    wanderlust7

    DIS Veteran
    Joined
    Mar 10, 2015
    We are fine on 5/24 even with AU. His activity is:
    SW Performance Biz - opened 10/19
    SW Priority (AU) - upgraded from SW Premier 07/19
    CSP (AU) - opened 09/19

    Someone else mentioned total credit limit, but he's fine there, too (although I didn't even know that was A Thing). Maybe it is too many cards in too short a time? I'll have him call. It just takes a lot of coaching, LOL! Thanks!
    Just to double check, this is all his activity, not just for Chase? Because Chase will count everything on your personal credit report (including store cards if they report), not just Chase cards.
     

    *WDW*Groupie*

    DIS Veteran
    Joined
    Oct 2, 2006
    Hilton Aspire experts....I have my $250 resort credit still for this year, and obv it resets for 2020. If I plan a trip over New Years, can I use $250 say 12/30 and $250 on 1/1? If so I guess it's time to start looking at flights, LOL
    If you find the hotel you want to stay at and book it, I would ask them to do a pre-payment for your stay asap. That way you'll be assured the credit for this year. Then when you get the bill upon check-out (in 2020), you'll get another $250.00. Be sure that you chose a qualifying resort. Let us know what you book!
     

    CaliforniaGirl09

    DIS Veteran
    Joined
    Dec 4, 2009
    This is exactly my fear.
    If you don't have a flight planned in January/early in the year, I wouldn't chance it. Here is the big thread from reddit from last year. It wasn't what I was thinking of, but it has some great info: https://www.reddit.com/r/churning/comments/9h4yc0
    Edited to add: I don't know why it posted like this rather than a link. If someone knows what I need to edit out of the link, let me know.
     
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