I love credit cards so much! v2.0 (see first page for add'l details)

Alice Sr.

My little Mouseketeer
Joined
Apr 26, 2000
[
I'm gonna go with yes. Absolutely! Flights can be very enjoyable!



Yup! But pictures are worth 1,000 words. Here are some of my fun flights with short descriptions:

Had fun on this flight to Singapore. The Krug champagne was amazing!

View attachment 443777

Had fun on this flight to China

View attachment 443778

I liked being able to go from double bed to reclining chair and remote controlled swivel flat screen TV.

View attachment 443791

While this flight to Dubai didn't have the double bed thing going on, it was blinged out to the nines and still offered a fully lie flat seat.

View attachment 443786


They made up for not having a double bed option by installing a freaking shower on the plane!

View attachment 443780

Which of course I had fun trying out and even brought a rubber ducky to the party.

View attachment 443779

After the nice shower, I had fun ordering a cocktail at the bar ON the plane. Who puts a shower and a bar on a plane? Emirates does. That flight was fun.

View attachment 443781
OMG, amazing, thank you for sharing the pics because no one would believe me. So stinking impressive. Serious talent!!!
 

calypso726

Escaping reality one Disney vacation at a time
Joined
Dec 11, 2006
OMG, amazing, thank you for sharing the pics because no one would believe me. So stinking impressive. Serious talent!!!
Happy to oblige. No one quite appreciates the absurdity of what I will do with enough points and miles better than fellow travel hackers and churners. Thank you for the nice compliments :-)
 

SouthFayetteFan

Saving Money on Disney Vacations since 2006
Joined
Sep 6, 2014
A Guide to All Things DISchurners...
Recently, we have been directing more activity to DISchurners. As a result of this, we have seen an uptick in activity over there. This is awesome - I'm so glad to see people embracing the resource that DISchurners presents to everybody here.

At the same time, I also understand that those who are not familiar with reddit are confused by its structure and layout. So the purpose of this comment will be to layout everything that is available on DISchurners including some recently added threads.

A few comments on Reddit in General:
  • I find Reddit easiest to access on the desktop version of the site in "old reddit" mode. If you access DISchurners via THIS LINK you will see that format. It is possible to adjust your reddit settings to always view in "old reddit" mode.
  • You MUST be logged in to view our DISchurners reddit group. This is NOT viewable to the general public so if pages aren't loading, make sure you are logged in.
  • Reddit locks all threads after 6 months. This requires a refresh process to occur approx. twice a year on our threads.
  • You can access a page that lists ALL recent comments in "newest to oldest" order by clicking HERE. I have also added a link to this page in the "sidebar" on the desktop version of DISchurners. I like to use this comment once a day to make sure I've read all the comments made over there. Once in that view you can use the "context" and "all comments" links to navigate back to the thread where that comment occurred. I also like to UPVOTE (click the up arrow next to the comment) each new comment as I read it so I can easily identify what I've read and what is new to me when I come back to this link.
What All is available on r/DISchurners:
The following is a list of threads (and link to that thread) and a description of what each one contains:
  • NEWS & DISCUSSION THREAD: This thread is largely maintained by @Lain with an assist by me and highlights all the major newsworthy topics on our DIS thread each day. On average we generate 200+ comments a day on the thread. If you are unable to keep up and read them all the News thread can be a godsend. Typically we highlight 5-7 comments a day here making it easy to keep up with the big stuff.

  • SUPPORT LINK THREADS: We have 3 support link threads available. Our community here is amazing and we have numerous people willing to help dish out expert advice on new cards, strategies, international flights & destinations, bank bonuses and a bunch of other topics. The BEST way to give back to the community is to use a support link from one of these threads. If you are lurking and signing up for cards based on the advice here without joining DISchurners, please reassess that and consider joining for this reason alone. The threads that exist are:

  • ADVANCED STRATEGIES THREADS: In early September, I made an IMPORTANT DISchurners ANNOUNCEMENT regarding the discussion of Advanced Strategies and Loopholes and how we as a community were going to exercise discretion and caution with protecting some of the more sensitive information we have. As a result 5 threads were created on DISchurners to support discussion of pertinent "sensitive" advanced topics.
    • Citi AAdvantage Cards (Personal and Business) Discussion Thread: Discussion regarding the various cards issued by Citi that earn AA miles (American Airlines).
    • Chase Ink Preferred Discussion Thread: Discussion regarding one of the most popular cards that is commonly discussed - The Chase Ink Preferred card for small businesses.
    • Advanced Strategies & Loophole Discussion Thread: Discussion on any other advanced strategies and loopholes. @Lain and @SouthFayetteFan have put created some discussion topics over there and anybody is welcome to post and ask questions. If any advanced strategy grows large enough that it warrants its own standalone thread, one will be created.
    • What Card Should I Get Next - For ADVANCED Churners!: This is a thread where people who are participating in various loopholes can seek advice on their next card or just conduct general strategy discussion. Since we are attempting to limit the "broadcasting" of loopholes on the DIS thread it could be difficult for more advanced churners to properly seek advice on the DIS without masking their recent card activities.
    • MS Discussion Thread (Manufactured Spend): Manufactured Spend is a broad category of churning related strategies. Much of the MS information can be considered sensitive and it certainly requires more research and knowledge. This is a safe "private" thread to ask your MS questions and discuss new avenues for MS.

  • TRIP PLANNING, TIPS and TRIP REPORTS THREADS: These threads exist to place important information that could help your fellow DISchurners when planning trips to various destinations. A "parent comment" has been created for numerous destinations/topics - If you wish to contribute, please place all discussion under the appropriate topic. Any standalone comments will be removed and the commenter will be asked to be re-post underneath the appropriate category. If you think a new "parent level" comment needs to be created in either of these threads, send @SouthFayetteFan a PM on the DISboards and I will add it. The easiest way to contribute here is if you see something valuable on the DISboards, just post a link to that comment and a short description in the appropriate place.

  • Lastly there is a Member List. This thread lets you identify who somebody might be on reddit if they use a different username than their DISboards name. There is also a link to this thread on the sidebar in the desktop "old reddit" view.
Hopefully this post is helpful to find things on DISchurners. As a reminder, all of the links I posted here will work now but within the next 6 months those threads will be refreshed and the links will point to the former threads. The DISchurners MainPage will always feature the most current version of each of these threads.

If you have any questions or are unsure how to find something on DISchurners, feel free to reach out to me with a PM at anytime!
 
Last edited:
  • SouthFayetteFan

    Saving Money on Disney Vacations since 2006
    Joined
    Sep 6, 2014
    A Guide to All Things DISchurners...
    Recently, we have been directing more activity to DISchurners. As a result of this, we have seen an uptick in activity over there. This is awesome - I'm so glad to see people embracing the resource that DISchurners presents to everybody here.

    At the same time, I also understand that those who are not familiar with reddit are confused by its structure and layout. So the purpose of this comment will be to layout everything that is available on DISchurners including some recently added threads.

    A few comments on Reddit in General:
    • I find Reddit easiest to access on the desktop version of the site in "old reddit" mode. If you access DISchurners via THIS LINK you will see that format. It is possible to adjust your reddit settings to always view in "old reddit" mode.
    • You MUST be logged in to view our DISchurners reddit group. This is NOT viewable to the general public so if pages aren't loading, make sure you are logged in.
    • Reddit locks all threads after 6 months. This requires a refresh process to occur approx. twice a year on our threads.
    • You can access a page that lists ALL recent comments in "newest to oldest" order by clicking HERE. I have also added a link to this page in the "sidebar" on the desktop version of DISchurners. I like to use this comment once a day to make sure I've read all the comments made over there. Once in that view you can use the "context" and "all comments" links to navigate back to the thread where that comment occurred. I also like to UPVOTE (click the up arrow next to the comment) each new comment as I read it so I can easily identify what I've read and what is new to me when I come back to this link.
    What All is available on r/DISchurners:
    The following is a list of threads (and link to that thread) and a description of what each one contains:
    • NEWS & DISCUSSION THREAD: This thread is largely maintained by @Lain with an assist by me and highlights all the major newsworthy topics on our DIS thread each day. On average we generate 200+ comments a day on the thread. If you are unable to keep up and read them all the News thread can be a godsend. Typically we highlight 5-7 comments a day here making it easy to keep up with the big stuff.

    • SUPPORT LINK THREADS: We have 3 support link threads available. Our community here is amazing and we have numerous people willing to help dish out expert advice on new cards, strategies, international flights & destinations, bank bonuses and a bunch of other topics. The BEST way to give back to the community is to use a support link from one of these threads. If you are lurking and signing up for cards based on the advice here without joining DISchurners, please reassess that and consider joining for this reason alone. The threads that exist are:

    • ADVANCED STRATEGIES THREADS: In early September, I made an IMPORTANT DISchurners ANNOUNCEMENT regarding the discussion of Advanced Strategies and Loopholes and how we as a community were going to exercise discretion and caution with protecting some of the more sensitive information we have. As a result 5 threads were created on DISchurners to support discussion of pertinent "sensitive" advanced topics.
      • Citi AAdvantage Cards (Personal and Business) Discussion Thread: Discussion regarding the various cards issued by Citi that earn AA miles (American Airlines).
      • Chase Ink Preferred Discussion Thread: Discussion regarding one of the most popular cards that is commonly discussed - The Chase Ink Preferred card for small businesses.
      • Advanced Strategies & Loophole Discussion Thread: Discussion on any other advanced strategies and loopholes. @Lain and @SouthFayetteFan have put created some discussion topics over there and anybody is welcome to post and ask questions. If any advanced strategy grows large enough that it warrants its own standalone thread, one will be created.
      • What Card Should I Get Next - For ADVANCED Churners!: This is a thread where people who are participating in various loopholes can seek advice on their next card or just conduct general strategy discussion. Since we are attempting to limit the "broadcasting" of loopholes on the DIS thread it could be difficult for more advanced churners to properly seek advice on the DIS without masking their recent card activities.
      • MS Discussion Thread (Manufactured Spend): Manufactured Spend is a broad category of churning related strategies. Much of the MS information can be considered sensitive and it certainly requires more research and knowledge. This is a safe "private" thread to ask your MS questions and discuss new avenues for MS.

    • TRIP PLANNING, TIPS and TRIP REPORTS THREADS: These threads exist to place important information that could help your fellow DISchurners when planning trips to various destinations. A "parent comment" has been created for numerous destinations/topics - If you wish to contribute, please place all discussion under the appropriate topic. Any standalone comments will be removed and the commenter will be asked to be re-post underneath the appropriate category. If you think a new "parent level" comment needs to be created in either of these threads, send @SouthFayetteFan a PM on the DISboards and I will add it. The easiest way to contribute here is if you see something valuable on the DISboards, just post a link to that comment and a short description in the appropriate place.

    • Lastly there is a Member List. This thread lets you identify who somebody might be on reddit if they use a different username than their DISboards name. There is also a link to this thread on the sidebar in the desktop "old reddit" view.
    Hopefully this post is helpful to find things on DISchurners. As a reminder, all of the links I posted here will work now but within the next 6 months those threads will be refreshed and the links will point to the former threads. The DISchurners MainPage will always feature the most current version of each of these threads.

    If you have any questions or are unsure how to find something on DISchurners, feel free to reach out to me with a PM at anytime!
    I just wanted to respond separately to CLEARLY call one thing out that we created a NEW THREAD just today. Don't miss this one in case you skimmed my longer comment:
     

    havaneselover

    Dreaming about a Disney cruise
    Joined
    Nov 9, 2009
    IDK if it is allowed, but I saw a couple flying a brand new puppy home from MCO last year. They were in the lounge before I got in and after I left. The puppy was adorable and basically slept the whole time. No one said anything.
    Thanks. It may be worth a shot:) They are puppies and super cute and obviously will be in sherpa bags.
     

    Judique

    Dis Veteran, Beach Lover at BWV, BCV, HHI, VB
    Joined
    Aug 1, 2003
    Awesome this would be perfect for my youngest DGD. Oh no, I just checked the link and it was in Detroit today :( shoot!!!!! She would have loved this.

    So happy for you! It's so nice when the universe goes along with your plans.

    My DGD is 2 and I know she would love it too. There's a show Tuesday but it would be an hour and 45 min each way. She's a good traveler but that seems almost kind of mean. Plus I doubt my DD would want to go since shes's breast feeding and hasn't left the baby for more than a Dr's appt yet, and I don't love driving at night. I will register though, so hopefully next year :( . Would love to know if you have any other recommendations.
    I also checked the dates and there are shows only up to mid November, and all in the mid to western part of the country. Hopefully it will come through next year. Both grandchildren would love it. When we were at the beach in July, youngest grand went with me to CVS to pick up sand toys and bubbles and we spotted little beach chairs. She decisively said she wanted the Peppa Pig one. This left me searching for a second one as there was only one in that design left. Eventually found it when we got home.
     
    Last edited:
  • elgerber

    DIS Veteran
    Joined
    Feb 17, 2000
    1104 is a studio and actually one room closer to the ocean. Request 904, 1004, 1104, 1204, 1304 or 1404. You will have a good shot at getting one of those I would think or one a little further down the hall. I wouldn't request lower than 904 though. Good luck!
    Thank you!
     

    disneymagicgirl

    Been there, Done that, Going back!
    Joined
    Dec 13, 2005
    Awesome this would be perfect for my youngest DGD. Oh no, I just checked the link and it was in Detroit today :( shoot!!!!! She would have loved this.

    So happy for you! It's so nice when the universe goes along with your plans.

    My DGD is 2 and I know she would love it too. There's a show Tuesday but it would be an hour and 45 min each way. She's a good traveler but that seems almost kind of mean. Plus I doubt my DD would want to go since shes's breast feeding and hasn't left the baby for more than a Dr's appt yet, and I don't love driving at night. I will register though, so hopefully next year :( . Would love to know if you have any other recommendations.
    Peppa is all I have done with her. We have APs so we skip the disney shows that come to town and go do the real thing instead. Last year, Peppa came to Chattanooga, not Nashville, so we went for the day, and she was just 2. The drive is about the same as what you described. No harm in just waiting til next year though.
     

    hsmamato2

    <font color=magenta>Tink in Training-Good Girl,Bad
    Joined
    Mar 28, 2005
    They are definitely looking At the photos. A few times the light didn’t turn green for me at first and they looked at the previous picture. Now two sisters or two brothers could probably pass but male to female or ivery different facial features (ie DS has a beard) probably would get flagged and not allowed.
    aha.....thank you for the info! good to know..... is it like a costco photo id,where it's grainy and B&W,or does it actually look like you?
     

    hsmamato2

    <font color=magenta>Tink in Training-Good Girl,Bad
    Joined
    Mar 28, 2005
    Ok fine Europe experts here....I have some questions.... (this isn't my trip)
    So flying BA into London (fare was $1 with $289 fees :rotfl2:) and looking to save $$$ on the actual trip.
    Fam of 5 (3 kids 11,7,4) starting to build UR stash, using plan popular over on the Reddit thread.....Trip length- 3 weeks,4 days. Trip date is July 2020.
    Have no AF sapphire,plan to PC to CSR this month to double dip TC. Also as noted, currently building UR but not much else.
    plan is to travel between cities using the rail system,etc.
    Can air bnb gc be purchased to cut cost of housing while there?
    Looking to rent that type of housing,probably 2-3 different city areas(London,Paris,etc)
    If some hotel rooms are booked,and they're 5, are they 'normal sized' hotel rooms like most of America,with 2 double beds for the whole fam to fit in?
    The plan is to see the sites and chill with the kids while soaking it all in,so the main cost concern at this point is hotels/homes.
    What are any and all cc options to further cut some costs? what cc is best to have and use while in Europe?
    2 player family- I think they're both at about 2/24,maybe one of them is at 3.(they need to cool it with chase for the next 3 months also) but they own a biz,and their expenses are an easy MSR... great credit scores etc of course. thanks for any insights! I've never done a Europe trip,so I'm learning for myself too! (gonna happen someday)
     
  • Ngwira

    DIS Veteran
    Joined
    Jan 14, 2013
    Yes, I quickly figured that out. No rental car, only 2 hotels. Since I have CP now, maybe we could squeeze in a trip to Northern California later next year bit for now, I’m focused on spring break in NOLA, then DLR/USH.
    Yes, we are only going because we will be in San Francisco.. otherwise we’d focus like you are.
     

    hsmamato2

    <font color=magenta>Tink in Training-Good Girl,Bad
    Joined
    Mar 28, 2005
    I'm right there with you. I'm starting to plan meals now and 1-2 ADRs seems about perfect for my crew. From what I've read, I think Cafe Orleans and a gluten free Monte Cristo is a must.

    My biggest hold up is the boy who's diet currently consists of taquitos, mini tacos, Amy's frozen enchiladas and Chipotle. This kid may just starve.
    Jolly Holiday Bakery is hands down my fave place to eat there. Sooooo many choices in there! We also loved Award Weiners over in California Adventure- it sounds strange but a great stop for a gf lunch (they make the best fries/chips!) (I'd better not get in trouble for posting the name of that place here....:rotfl: But I tend to prefer qs anyway.... That monte Cristo however..... I think I had lunch there 10 years ago and it was memorable and wonderful.
     

    mechteach1

    Earning My Ears
    Joined
    Sep 8, 2019
    Can air bnb gc be purchased to cut cost of housing while there?
    Looking to rent that type of housing,probably 2-3 different city areas(London,Paris,etc)
    If some hotel rooms are booked,and they're 5, are they 'normal sized' hotel rooms like most of America,with 2 double beds for the whole fam to fit in?
    Two quick notes - (1) Chase offers frequently have AirBnB discounts, so that's another possibility. Also, one can split AirBnB payments into two parts, and take advantage of two different Chase offers on different cards if they are hitting the $-off cap on each offer.

    (2) It can be very difficult to find a hotel in the UK and France that will allow 5 people in a room. They are much stricter over there with capacity limits.
     

    tink1970

    DCL Platinum
    Joined
    Dec 29, 2012
    Ok fine Europe experts here....I have some questions.... (this isn't my trip)
    So flying BA into London (fare was $1 with $289 fees :rotfl2:) and looking to save $$$ on the actual trip.
    Fam of 5 (3 kids 11,7,4) starting to build UR stash, using plan popular over on the Reddit thread.....Trip length- 3 weeks,4 days. Trip date is July 2020.
    Have no AF sapphire,plan to PC to CSR this month to double dip TC. Also as noted, currently building UR but not much else.
    plan is to travel between cities using the rail system,etc.
    Can air bnb gc be purchased to cut cost of housing while there?
    Looking to rent that type of housing,probably 2-3 different city areas(London,Paris,etc)
    If some hotel rooms are booked,and they're 5, are they 'normal sized' hotel rooms like most of America,with 2 double beds for the whole fam to fit in?
    The plan is to see the sites and chill with the kids while soaking it all in,so the main cost concern at this point is hotels/homes.
    What are any and all cc options to further cut some costs? what cc is best to have and use while in Europe?
    2 player family- I think they're both at about 2/24,maybe one of them is at 3.(they need to cool it with chase for the next 3 months also) but they own a biz,and their expenses are an easy MSR... great credit scores etc of course. thanks for any insights! I've never done a Europe trip,so I'm learning for myself too! (gonna happen someday)
    I can’t answer all of your questions but I’m flying back from London/Paris/Dublin after 2 weeks and here are some thoughts:

    1) air bnbs or small hotels with “family rooms” will be more accommodating than hotels. Any number other than 2 is hard to find for hotels, although some American brands like Marriott might have some larger rooms.
    Our room at the Hilton Paris Opera was very small and a tight fit for 2 , so air bnbs will likely be best.

    2) UR earning cards will likely be their best bets so CSR/CIPs with their generous interpretation of travel, no foreign transaction fees, and 3x food as well as travel on the CSR.

    3) I have a no fee Barclay arrival just for chip and PIN which was very helpful at the underground station and all the McDonald’s I patronized. A chip and PIN isn’t necessary but if they can get one, it just saves a bit of time/confusion in a couple of specific places.

    The three cards I travelled with this trip were -CSR (hotels), Amex (rose) gold (dining) and Barclay (for chip and PIN places as above).

    HTH!
     

    nickle831

    Mouseketeer
    Joined
    Sep 29, 2010
    Applied for Citi AA biz card on 10/6.... one week later (7 days) it is still under review... grrrr... is this common? Really hoping we get approved for this one (P2 has credit score in the mid 700s and is 4/24 for personal cards...)
    I was approved within a week.

    My husband though was a bigger ordeal. After about 10 days pending he got a letter in the mail needing more verification. I called the number and they needed address verification. When they started reading off the complicated listed of tax papers, I interrupted and told them, this was a new small business that I was just starting out of my home and I would have none of that. My rep read further down the list and said a utilities bill would work if it was in the business name. I said well I (husband) work out of the home and the electric is in my name would that work and she said yes. I emailed it in about 10 minutes after I got off the phone with her.
    It took 3 more weeks of me checking the approval line, before it finally showed approved. I was going to call in again, but I had trouble finding the number at first, then I just forgot for awhile. The same day that the approval showed online my husband got a call from Citi verifying that he did apply for the card because of "lots of credit card activity they saw." I don't know exactly what they asked him because I was at work, and he's not a big fan of the game so he was more annoyed that they called and I'm sure he's paraphrasing what he assumes they were asking. This was on Friday, so we have not gotten the card yet. My P2 has only had 2 new cards (1 biz, 1 personal) this year so not sure what "all the CC activity is." I have had way more cards then him and I got approved right away.

    So to answer your question, Citi is not really clear on what they decide to approve right away and what they will drag out. Sorry there isn't a clearer answer.
     

    havaneselover

    Dreaming about a Disney cruise
    Joined
    Nov 9, 2009
    So our school district isn't starting school before Labor Day next year meaning next summer will be normal length but the following summer we will have a shorter break before DD starts college. So I'm thinking of moving her spring break trip to April 2021 instead of Summer 2021. I'm thinking 5 nights in London, three in Paris. Probably round trip out of Dulles (IAD to London, Paris to IAD). I currently have:
    • 70,000 AA Miles
    • 180,000 UR points (hopefully another 105k in the next few months)
    • 100,000 MR points
    • About 300,000 Marriott points
    Anyone want to help me think through this? I'm thinking I'll do my 5 nights in London on Marriott points since I'll have a 50K points certificate to use and I'll get my 5th night free.

    I looked at using AA miles (obviously I'd need more for round trip multi-city tickets) but the taxes are crazy high ($550/ticket???). So I'm looking at UR points which I'm figuring will be about 140K UR points. Is there a better option I'm missing.

    Finally I'm thinking I can use UR or MR points for three nights Paris. Marriott points would also be an option but I don't want to limit myself.
     

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