Correct. They have minor differences (12hr delay vs 6hr, for example), but the insurances are pretty identical.
Here are the PDFs of the benefits:
CSP
CSR
Yes, it would have covered him. For just a couple cheap meals ($20?) for a young adult though, it wouldn't be worth the effort to make the claim. So no loss.
Honestly, as nice as the trip delay insurance is. It's there for one reason: to make life not as miserable and not take on a financial burden for unexpected surprises. But after your bags are packed and your boarding pass is printed, 99.9% of us would rather be home. A "free night at Disney" sounds great in theory, but it's just "ok" IMO. Simply because you do have to do work for an hour+ on the phone rescheduling and then on the backend as well to receive your claim.
It's good to have, but I wouldn't be 'wishing' it happened to me.
Same. I had 3 delays w/ SW in May and June alone. One was a cancellation and two were 4-6hrs. Very, very abnormal for them. Two of mine were mechanical though, due to the strikes.
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Small tease: I'm writing up my "Adventures Like Disney by Andy" trip report from Banff that copied
ABD's Canadian Rockies tour almost to the T. All points- I think we were out $200 when all was said and done (sans rent-car and airline fees).