I love credit cards so much! v2.0 (see first page for add'l details)

mmmears

DIS Veteran
Joined
Nov 30, 2005
Whew! I finally caught up. You're all so busy posting the finish line just keeps moving as I read.

Hello from Iceland! Trying to skim so I don’t come back to 500 pages, lol.

Taken from our vacation rental on a horse farm at 10:30 pm:

View attachment 419104
Love, love, love this! Thanks for sharing! You're making me a bit jealous because we were there for a couple of days last summer and DH and I already want to go back. Love that summer sunlight at night, too!

Are those the pony-sized horses?! They’re about as cute as a highland cow!
If you call them ponies, your tour guide will tell you that it's not ok to call them that. :rotfl: They are purebred Icelandic horses and they intend to keep them that way.

Fun facts I learned in Iceland a couple of years ago. The pony sized horses are actually horses. Calling them a pony will get you a lecture on their history and importance to the country. Learned that the hard way. Iceland is Uber strict regarding their Icelandic horses and do not allow other breeds to be imported. Icelandic horses carry virtually no diseases. If an Icelandic horse is exported it is never allowed back in the country. They have 5 gaits and we got to experience their unique gait which is unlike anything Ive ever experienced riding a horse.

Forced perspective needed to be utilized whenever Clegaine was riding a horse during Game of Thrones filming in Iceland because his feet touch the ground while straddled. LOL
Yep! Thanks for the explanation. Our tour guide told us the same info, and then we noticed that in the scene where Brianne & Podric find the Hound and Arya they even mention how their horses "mysteriously" disappeared in the night, so they have to travel on foot. ;)

Is it ok to use Plastiq with Amex for MSR or is it better to avoid during the MSR period? This is not for mortgage payment.
Yep. Did it on DH's Biz Plat - knocked out most of the MSR with one Plastiq check (also not for a mortgage).

Our flight out of SFO, we went to the Air France/KLM lounge. They had a summer schedule for PP. We were there at 1 pm, the next time was 3:30, but they let us in since it was pretty empty. We made a lunch of bread, cheese, cold cuts, croissants, chips/salsa, and cookies, lol. They had canned soda but no bottled water.
Thanks for the info! I've been in that lounge before but we were flying J in AF so didn't have any issues getting in. DD will be flying AF next week, but in economy, so I'm hoping they will let her in with her Plat/PP cards. What kind of schedule do they have for the PP people? She's taking a night flight out.
 

DisneyMandC

DIS Veteran
Joined
Feb 18, 2015
Tried to load my Serve card today with the $100 VGC I got at Kroger yesterday and it wouldn’t work. Anyone have an idea on why? The cashier seemed to know what she was doing so I don’t think it was anything she did. Tried it twice and it wouldn’t go through.
 
  • DrFacilier

    DIS Veteran
    Joined
    Oct 25, 2017
    Lol @mmmears . I just caught up too and was thinking the same thing!
    @Lain and @SouthFayetteFan I want you both to know that never once has it crossed my mind to be upset with you because something did or did not work, whether you suggested it or not.
    Exactly how I feel. I am thankful for @SouthFayetteFan directing me to this group after I was talking about CP strategy on the SW thread. I started following this thread just as Chase removed Disney hotels but never thought of blaming anyone. I have gotten so much out of this thread from you and @Lain and so many others and I am very grateful. Keep sharing!
    Theoretically if the weekend night you book is in a standard point rate room and you book it with points as a separate reservation you should be able to covert it to a FN cert room. I have not done this yet but it will be part of my strategy the next time (after the Japan ABD Trip) that I go to Japan. I’d also do this on a future Maldives trip. This year’s free weekend night certs are being used for the Waldorf Astoria by Disney World.
    Have you stayed at that Waldorf before? We are currently booked at POFQ for the second half of our trip next month but I have been stalking PLE deals to see if we can get a deal on a deluxe or a better price on a moderate (so far only values). PLE has the Waldorf for $176 for our dates and I'm kind of interested but don't want to book it only to have Disney resorts show up later.
    Can someone help me with my Barclay Aviator card? When I look at my account online it has 2 numbers - a company account and my card number. Both have the same credit limit but different amounts for available credit. I don't see the purchase made on the employee card at all. Where do I find that? I usually pay my bills through my bank bill pay. If I use my card number for that payment will it credit right? I'm so confused!
    This is a total pain and caused me to be a couple days late on a payment. I'm not sure what the rhyme or reason is but when I paid a balance in full on one of the "accounts" there was still a balance on the other. As people have said on here, the website is horrible for that card. I would just recommend keeping an eye on both "accounts"... even though it is just one account.

    So my dad is interested in getting started with rewards. He is getting a CIP and wants to get a personal card for my mom (he's not interested in her having a "business". He just asked me what I thought about the Bonvoy Boundless with a 75k bonus. Anyone have any thoughts? Is there a better deal out there? Is there a better personal card for her to start out with?
     

    speedyfishy

    DIS Veteran
    Joined
    Apr 3, 2016
    Tried to load my Serve card today with the $100 VGC I got at Kroger yesterday and it wouldn’t work. Anyone have an idea on why? The cashier seemed to know what she was doing so I don’t think it was anything she did. Tried it twice and it wouldn’t go through.
    What kinda of VGC? Not a vanilla right? How long was it from buying the GC to trying to load? Sometimes I have cashiers that act like they know what they are doing too but must be hitting something wrong because it prints a error receipt. I had that happen last Monday with a cashier went to a different Walmart Saturday and it worked so today I went to my usual Walmart to someone else and no issues. As my SO likes to say it’s probably an operator error lol
     

    wanderlust7

    DIS Veteran
    Joined
    Mar 10, 2015
    Thanks for the info! I've been in that lounge before but we were flying J in AF so didn't have any issues getting in. DD will be flying AF next week, but in economy, so I'm hoping they will let her in with her Plat/PP cards. What kind of schedule do they have for the PP people? She's taking a night flight out.
    They had the details on a sheet, but I didn’t take a photo. :( The next slot was 3:30 to...5:30 maybe. Probably they’re trying to avoid meal times. Sorry I don’t have more details. I didn’t quite register what she was trying to tell me at first.
     

    Limes96

    DIS Veteran
    Joined
    Jan 25, 2014
    Tried to load my Serve card today with the $100 VGC I got at Kroger yesterday and it wouldn’t work. Anyone have an idea on why? The cashier seemed to know what she was doing so I don’t think it was anything she did. Tried it twice and it wouldn’t go through.
    Did you use the PIN number that came in the packaging? I get my VGC’s at Kroger also, and when I use the pin in the pkg it works. But sometimes the cashier thinks they know how to do it but they really don’t. So they have to either close out the transaction (need a key from a manager) or they call someone to ask if it’s right. Usually it ends up working ok for me.
     
  • DisneyMandC

    DIS Veteran
    Joined
    Feb 18, 2015
    What kinda of VGC? Not a vanilla right? How long was it from buying the GC to trying to load? Sometimes I have cashiers that act like they know what they are doing too but must be hitting something wrong because it prints a error receipt. I had that happen last Monday with a cashier went to a different Walmart Saturday and it worked so today I went to my usual Walmart to someone else and no issues. As my SO likes to say it’s probably an operator error lol
    I don’t think it was a Vanilla. It would say that on the packaging right? It appeared to just be a normal $100 VGC from Kroger that says debit on the card. It could’ve been her but she didn’t bat an eye when I asked to load my Serve. I bought it 24 hours ago. Didn’t register it online, maybe I’ll try that?
     

    DisneyMandC

    DIS Veteran
    Joined
    Feb 18, 2015
    Did you use the PIN number that came in the packaging? I get my VGC’s at Kroger also, and when I use the pin in the pkg it works. But sometimes the cashier thinks they know how to do it but they really don’t. So they have to either close out the transaction (need a key from a manager) or they call someone to ask if it’s right. Usually it ends up working ok for me.
    Hmmm no, I thought it always the last four of the card... if I go online and register I can change the PIN number right? Maybe it’s my fault haha
     

    speedyfishy

    DIS Veteran
    Joined
    Apr 3, 2016
    I don’t think it was a Vanilla. It would say that on the packaging right? It appeared to just be a normal $100 VGC from Kroger that says debit on the card. It could’ve been her but she didn’t bat an eye when I asked to load my Serve. I bought it 24 hours ago. Didn’t register it online, maybe I’ll try that?
    It seems like you did everything right, I’d just try again. Did a small little receipt print out after you swiped the VGC?
     
  • Limes96

    DIS Veteran
    Joined
    Jan 25, 2014
    So we got P2’s Cap1 Venture today. It’s been a hassle to activate. So far they couldn’t activate online using his phone number (it’s issued by his company so not officially in his name). He had to talk to someone on the phone and they tried to activate using his phone number. Didn’t work. The CSR texted an ID authentication site where he had to take a picture front and back of his DL and upload it. That didn’t work (the WiFi connection was fine and the pictures were also clear). Now step 3 is, they sent him an email with a link. He has to send in pictures now of DL, SS card, and a utility bill or bank statement. I’m glad they’re vigilant re fraud, but this is a giant pain in the rear.
     

    Alexle2007

    DIS Veteran
    Joined
    Apr 15, 2013
    @SouthFayetteFan Glad you enjoyed Hershey! I am hearing from friends that the crowds have been down. So unlike the beginning of the season when it was ridiculously packed. Which restaurants did you enjoy in the area? How was the Springfield? We’ve always done the Fairfield or once the Courtyard.
     

    Albort

    ODV Crew
    Joined
    Oct 9, 2006
    I don’t think it was a Vanilla. It would say that on the packaging right? It appeared to just be a normal $100 VGC from Kroger that says debit on the card. It could’ve been her but she didn’t bat an eye when I asked to load my Serve. I bought it 24 hours ago. Didn’t register it online, maybe I’ll try that?
    somewhere on the card, it should say Issued by *bank name*
    does the bank name say MetaBank or Bancorp or Sunrise
     

    Limes96

    DIS Veteran
    Joined
    Jan 25, 2014
    Hmmm no, I thought it always the last four of the card... if I go online and register I can change the PIN number right? Maybe it’s my fault haha
    The ones from Kroger (mine anyway) have the pin in the pkg. I couldn’t get mine to work when I set a pin online or used the last four digits of the card number. I believe I tried both ways. But with the pin in the pkg it always works IF the cashier knows how to do it.
     

    SouthFayetteFan

    Saving Money on Disney Vacations since 2006
    Joined
    Sep 6, 2014
    @SouthFayetteFan Glad you enjoyed Hershey! I am hearing from friends that the crowds have been down. So unlike the beginning of the season when it was ridiculously packed. Which restaurants did you enjoy in the area? How was the Springfield? We’ve always done the Fairfield or once the Courtyard.
    We stayed at the Fairfield near the park on Monday night (probably the same one you’ve stayed at). Sunday night we were at the Springhill in Harrisburg 30 min away. (I was using a 25k cert and it was on the way - we didn’t go to the parks Sunday, just Mon/Tues). The springhill was way nicer than the Fairfield but obviously I wouldn’t recommend staying 30 min away when you can stay 5 min away haha. 😂 (EDIT: I guess there is also a Springhill near the park too...we didn’t stay there)

    We ate free hotel breakfast both days, lunch and dinner in the park Mon, Lunch in the park Tues, and Turnpike Pizza Hut for dinner so I’m not sure a detailed review is in order haha. 🤣
     

    DisneyMandC

    DIS Veteran
    Joined
    Feb 18, 2015
    It seems like you did everything right, I’d just try again. Did a small little receipt print out after you swiped the VGC?
    I don’t think so, but I didn’t look closely either. It may have.

    somewhere on the card, it should say Issued by *bank name*
    does the bank name say MetaBank or Bancorp or Sunrise
    US bank

    The ones from Kroger (mine anyway) have the pin in the pkg. I couldn’t get mine to work when I set a pin online or used the last four digits of the card number. I believe I tried both ways. But with the pin in the pkg it always works IF the cashier knows how to do it.
    Hmm I left the packaging at work. I’ll have to check in the morning.
     

    calypso726

    Escaping reality one Disney vacation at a time
    Joined
    Dec 11, 2006
    Lol @mmmears
    Have you stayed at that Waldorf before? We are currently booked at POFQ for the second half of our trip next month but I have been stalking PLE deals to see if we can get a deal on a deluxe or a better price on a moderate (so far only values). PLE has the Waldorf for $176 for our dates and I'm kind of interested but don't want to book it only to have Disney resorts show up later.
    No this will be our first time for the one at WDW. I've heard good things though from others who have. That's not a bad price! PLE is coming up at $363.84 per night for our dates. I am happy to be using our free night certs there so we can try it out.
     

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