- Mar 28, 2016
And that's probably why she is so successful at this hobby/job!I do think I go easier than some of our friends here (ummm @speedyfishy) who do this like its a job.
I have the ability to return to work and earn very good money, and still keep my retirement so long as I don't exceed x $, but I'm actually happier playing with the pennies from my credit card activity. It's extremely wonderful not to be required to work, especially at my age, and I think I worked long enough that I don't miss it.I've been thinking about adding another side hustle. Here lately I've been thinking it would just be better to earn more actual "spare" cash to pay for trips and churn less... but the lure of paying for vacations without "actual" money is so seductive. Just one of the things I've been tossing around.
I didn’t know point transfers could be free now! I thought since Marriott took over that they charged, and from what I saw on their web site it’s super pricey to transfer the points. I’ll have to check it out.Do you have the application or approval emails? IIRC there was a reference number included in one or both of those that's used in the "setup your account" email link so you can do it before you get the card.
I don't believe you have to pay to transfer now, so it's worth a call. FWIW, I had hubby call to transfer points from my account while we did a reservation and they transferred the points with no mention of the fee. Hubby is Plat, I'm Silver. So under the previous terms I'd have paid $10 per transfer since technically the member sending the points is supposed to call. But I figure worse case is you have to get DH to give verbal approval on the call and you having the Gold status might get around that since it was waived for Gold and Plat members, if they are still charging for transfers.
Trying to have multiple members on the reservation and getting it credited to the correct account seems very hit or miss now. I saw one report on r/churning after the merger that it worked out for someone. Someone in their party did a points+cash booking, then at check-in he added his number to the reservation to give status to the room and he got the elite night credit afterwards. So it seems like it can happen, but I have no idea what stars have to align for it to work. For me the first try was a straight points booking, second was a FNC; no joy for either. In theory a points+cash booking should look the same to the hotel because you're just buying points and the hotel still gets a e-cert, so not sure if that's a factor on why it worked for them or just luck of the draw
I'm a workaholic tho. So is DH. We are aggressively pursing FIRE but who knows when we will actually hang it up. Having said that, I do go through periods of burnout where I fantasize about never working another day in my life.And that's probably why she is so successful at this hobby/job!
I have the ability to return to work and earn very good money, and still keep my retirement so long as I don't exceed x $, but I'm actually happier playing with the pennies from my credit card activity. It's extremely wonderful not to be required to work, especially at my age, and I think I worked long enough that I don't miss it.
Me! Thanks!Forgot who was looking for Hotels.com gcs...
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It is definitely scorching and I had to mow our 2 acres since we leave tomorrow morning for GWL and Va Beach. I was a soaked mess and the bugs were out of control which made it even worse.It's too hot out today. But I had some errands to do, one of which was in Alexandria, Va, so I headed over there after I picked up my prescription at the local CVS. While there used $3 online coupon and $2 free extra bucks and a 25 cent coupon to buy 16 ct Tide pods and an 8oz Dawn for $2.36. This is a stop I have to make anyway so I watch for the Tide coupons on my CVS deals and I find that if I do them in a couple of weeks they'll give me a teaser $2 to repeat the cycle.
Moved on to my errand in Alexandria down by Fort Belvoir and while on my way back up Route 1 stopped at a Staples, BBB and Home Depot that are in the same shopping center. Used some Home Depot gift card left overs from my MR cash out to pick up a couple of things for a small paint project.
At Staples I bought Keurig coffee. Staples $10 off $50 from my email and Amex $10 off $40 offer. Also had the $5 coupon that came out but it wouldn't stack when the cashier tried to do it so I just bought $5 in free snacks - a Dunkin Donuts mocha cold coffee drink and Hawaiian Punch cotton candy which the grands will enjoy as a treat. So 96 coffee pods that I would have bought anyway somewhere for 36 cents each. And my receipt now has a $10 off $20. It's like CVS - they want you to keep spending, but I stopped because I had what I could use and get for free. Won't work on gift card.
Walked over to BBB where I was going to buy a gift card using the $5 of $25 Amex offer. But all they had were the BBB gift cards, so somewhat wasted stop. Will check again at another BBB that I haven't been to in a couple of months. At least all I wasted was my 10 minutes of time on this one.
Back home now enjoying cool AC. Not interested in any cooling credits today.
We will be seeing it tomorrow evening.Did you go see Lion King? We're seeing it Sat morn!
My dh saw a plate a few days ago that was 'DIS NRD'. Wondered if just a 'Disney Nerd' or someone from the boards lol!
I applied for this an haven’t heard anything. Why do they need these documents?So I just made that painful call to Barclay about my Aviator Biz app. They did indeed receive my documents but, apparently, an AT&T bill does not suffice as a "utility" bill so I now need to send a bank statement since the utility bills are all in DH's name. Since that isn't the same level of PII, I am just going with regular mail. Good thing I called else I would have never known. I did ask why as an 8 year customer I was now having to provide this level of documentation and she said because it was a "new account" being a business card. Just ridiculous!
They called it identity verification or something stupid. They needed front & back of SS card, front & back of driver’s license and a utility bill or bank statement.I applied for this an haven’t heard anything. Why do they need these documents?
Hmmm, a little of both. There's a ton more I could be doing to maximize my points earning. I'm not constantly chasing various MSRs. Right now I'm on a somewhat leisurely grAAvy train until I'm under 5/24 with Chase. I could/should be actively MSing for points. I simply lack the time and don't want to add more stress to my life. My job is stressful enough. So, not actively pursuing MS keeps things a bit simple. That said, I will if the pressure of my job eases up. Right now my sanity is more important.Conversation starter: do you value simplicity at all? Do you think you would earn as many rewards with fewer cards but more focused spending or do you enjoy the chase of new bonuses? Do you value not having to log into several different accounts and remembering due dates or do you think this is just part of the trade-off?
I'm extremely thankful to have my John Deere. It really makes it possible for me to continue to do my own yard.It is definitely scorching and I had to mow our 2 acres since we leave tomorrow morning for GWL and Va Beach. I was a soaked mess and the bugs were out of control which made it even worse.
Looking to fly to Hawaii in 2021, family of 4. Hoping to go first class since it’s a long trip. What do you recommend is the best way to get there the cheapest? I already have Chase Reserve and use it a lot, as well as freedom unlimited to supplement. I also have citi AA (but found the miles very hard to use) and my husband has Delta Gold Amex. Willing to pay for main cabin and upgrade using points . Flying from NYC.
Sorry flying from NYC
@schmass, have you looked any more into transferring UR or MR to VS (ideally during a transfer bonus) and booking partner awards on Hawaiian? Hawaiian flies direct to/from Hawaii at both BOS and JFK.I've been doing a similar search for my family of 4 for 2020 but we're flying from BOS. I am having a really hard time finding a way to get us all there in first on points. It's just so many points! My thinking now is that maybe we'll fly first class to the west coast and then from there on SW since we have the companion pass, but even still I'm having difficulties finding routes that might work. I found a first class fare on the Hawaiian Airlines website for about 2,000 and when I went to search for it on the UR portal, the price was closer to $7000 for the same flight. Maybe from NYC it will be easier since you have 3 major airports you can be looking to fly out of.
Nope, completely forgot about that option! Thanks for the reminder and I’ll have to search for when we discussed this a while ago!