I love credit cards so much! v2.0 (see first page for add'l details)

Judique

Dis Veteran, Beach Lover at BWV, BCV, HHI, VB
Joined
Aug 1, 2003
I'm not worrying either.
And I'm not sure I'll keep my gold since gift cards seem to be a no go to use the airline credit. I love it, but not $250/year worth:)
I'll be keeping it. It still pays it's way for me, as it gives me a load of area restaurants offers and the 4X MR. Fortunately or unfortunately we eat out/order in a lot.
 
  • disfanforlife

    DIS Veteran
    Joined
    Nov 9, 2006
    Ok approved for cip for real this time! And lesson learned, check credit karma to see what report they pull don't go by doc. It was the one I had left frozen. Got the card expedited too.
    I have a freeze on my credit too. I lifted it on all 3 when I applied for my last card. I didn't know that there was a way of knowing in advance which report they pull. Next time, I will check credit karma too.
     
  • Brian4891

    Mouseketeer
    Joined
    Jan 26, 2019
    A few questions about authorized users as they relate to P1 and P2.

    1) Never add P2 as an authorized user to P1's personal card as it takes up a 5/24 slot for P2, correct?
    2) Assuming what I said in question 1 is correct, how do I get a second card so that P1 and P2 can both have cards on the same account. Can I just call and say please send me a 2nd card, then just have P2 use it even tho it has P1's name on it?
    3) For business cards is there any downside to getting an employee card for P2 on P1's business card?
     
  • afan

    Honorary Bus Driver
    Joined
    Dec 30, 2014
    I have a freeze on my credit too. I lifted it on all 3 when I applied for my last card. I didn't know that there was a way of knowing in advance which report they pull. Next time, I will check credit karma too.
    I still feel kinda dumb/bad about it instead of excited for the new card. I used DoCs list and it showed all 3 but I did 2 and prob should have thought to look on ck or just do all 3 which I ended up doing anyway in the end. I wanted to send myself to the shun corner for it cause now it all seems so obvious and caused me unnecessary worry. Lesson learned.
     

    Alexle2007

    DIS Veteran
    Joined
    Apr 15, 2013
    For those who had to submit all of that ridiculous documentation to Barclay, is there anyway to know if they have received it? I sent it on Tues and, of course, am very nervous now that I easily opened myself up for identity theft.
     

    Alexle2007

    DIS Veteran
    Joined
    Apr 15, 2013
    A few questions about authorized users as they relate to P1 and P2.

    1) Never add P2 as an authorized user to P1's personal card as it takes up a 5/24 slot for P2, correct?
    2) Assuming what I said in question 1 is correct, how do I get a second card so that P1 and P2 can both have cards on the same account. Can I just call and say please send me a 2nd card, then just have P2 use it even tho it has P1's name on it?
    3) For business cards is there any downside to getting an employee card for P2 on P1's business card?
    1. Correct
    2. With Chase, just order a replacement card online using the card is damaged (do not use the lost option). It will have the owner's name on it but I have never had an issue using a card with DH's name on it.
    3. Nope, you are safe with the biz cards.
     

    Judique

    Dis Veteran, Beach Lover at BWV, BCV, HHI, VB
    Joined
    Aug 1, 2003
    Someone may have posted this but, Safeway has buy $50 in select gift cards (not Visa/MC) get $7 off instantly. Would be nice if it works for gas cards or home improvement store cards, combined with 4x - 6x depending on your CC.

    Has anyone tried this yet? It's July 10-23.
     

    PolyRob

    DIS Veteran
    Joined
    Mar 8, 2016
    Same one I want for DD2. I get the same message every time. :(
    It is a very cute band! I checked this morning. 29 options and TS wasn't even there. Womp womp.

    I wonder if the system shows availability and changes so frequently because people select them, confirm order, and maybe don't pay? Then it throws X number of bands back into inventory? I am just guessing here, but I have no idea how the inventory can fluctuate SO much hourly/daily. 🤪
     

    Brian4891

    Mouseketeer
    Joined
    Jan 26, 2019
    T
    1. Correct
    2. With Chase, just order a replacement card online using the card is damaged (do not use the lost option). It will have the owner's name on it but I have never had an issue using a card with DH's name on it.
    3. Nope, you are safe with the biz cards.
    Thanks for the help! What about AMEX. Is the process the same for getting a replacement card from them?
     

    Albort

    ODV Crew
    Joined
    Oct 9, 2006
    Someone may have posted this but, Safeway has buy $50 in select gift cards (not Visa/MC) get $7 off instantly. Would be nice if it works for gas cards or home improvement store cards, combined with 4x - 6x depending on your CC.

    Has anyone tried this yet? It's July 10-23.
    works... i bought a $50 sephora.
     

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