First, we've never used our HHI points to book anywhere other than at HHI. We also own points at WDW, so can't help with using HHI points to book at WDW. Cons of the resort-the streets roll up early, so don't expect a wild evening; the resort isn't on the ocean; someone considered it a con that when they drove down the road, they couldn't see the ocean-when they're on an island they wanted to see the ocean all the time; signs are small and night-lighting is virtually non-existent so driving around can be frustrating-especially at night; restrictive beach policies-for example, I don't know about glass, alcohol on the beach. Pros-the best CMs ever; very, calm relaxed atmosphere (really a "vacation"); lots of nature; because it's so small, people tend to remember you and so you feel like you're really "home". I love the place, so I can tell my bias is showing, so I'll stop here.