DVC Travel Insurance from Disney

  • Dean Marino

    DIS Veteran
    Joined
    Jun 3, 2015
    All the above is true... this insurance comes from TRAVELEX. DW & I buy it EVERY use year. We've not yet had to make a claim.

    This policy runs ALL OF YOUR USE YEAR, not "per trip". And it covers FAR more than "points". In fact, the focus on Airline Issues was our selling point.... Adding coverage data from our 2019 UY purchase.Travelex.jpg
     

    zumfelde

    Earning My Ears
    Joined
    Oct 5, 2000
    It pays you back the value of your dues on the points used. If you use points from more than one UY, you have to purchase the insurance on each year.
    So if I bank points from 2018 to 2019 and trip is during 2019 use year I have to pay the $98 for 2018 and 2019? Thanks
     

    Memorymakerfor4

    Mouseketeer
    Joined
    Sep 15, 2018
    So if I bank points from 2018 to 2019 and trip is during 2019 use year I have to pay the $98 for 2018 and 2019? Thanks
    If your trip uses points from both use years, yes.

    We are taking a trip using some borrowed 2020 points and still have to pay for 2020 insurance, even though our trip is in 2019.
     

    zumfelde

    Earning My Ears
    Joined
    Oct 5, 2000
    If your trip uses points from both use years, yes.

    We are taking a trip using some borrowed 2020 points and still have to pay for 2020 insurance, even though our trip is in 2019.
    So if I would buy insurance for only 1 use year I would be cover for 1 year of points MF and all the other cost like airfare?
     

    Memorymakerfor4

    Mouseketeer
    Joined
    Sep 15, 2018
    So if I would buy insurance for only 1 use year I would be cover for 1 year of points MF and all the other cost like airfare?
    I'm not totally sure airfare is included. You better read the policy to check that out. I do know they will cover lost baggage though.
     

    DVCKev

    DVC Member
    Joined
    Aug 23, 2010
    Your better off getting travel insurance from somewhere else and cheaper.
     

    moericus

    Mouseketeer
    Joined
    Dec 29, 2010
    Your better off getting travel insurance from somewhere else and cheaper.
    Applies to Car Warranties too

    DVC, cruise lines, airlines, car dealerships, etc... they're not in the insurance business. They are charging you a significant surcharge to give you someone else's product. And worse, the re-selling of insurance products has basically no pricing oversight. If you can spare time for a phone call and a little bit of research, then you'll save more than you probably think. (15 minutes can save you... ugh GEICO commercials)
     

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