I am very torn at the moment. I was a DVC member in the past and sold about four years ago after getting divorced. I have missed being a DVC member. This past week, I was really set on buying back into DVC. I initially had planned on purchasing 75 points direct and 125 resale. Then I spoke on the phone with a Guide. Yes, I wanted my blue card and the "benefits" that come with it. I also already had two trips planned for the year and was going to spend 6k in hotel costs. The guide then had said I could get into BCV in a 2 BR villa for one of the trips we already had planned. Then I ran through the breakdown. I assumed that if I did resale, it was going to be highly unlikely that it goes through ROFR, and closes and I would be able to have all the points by the June trip. Now, I could be completely wrong but that was what I told myself. Looking at the breakdown I went with : AKV purchase 200 points =34200. - the 6 k I was already going to spend - 28200 - what I would have spent on 75 direct points (171*75) 12,825= 15375 then if I subtract out a resale at 110 per point for the 125 points (13750) the difference is 1625. Plus the closing costs etc., Which leads me to now.....Do I back out of the current contract I just signed or do I just take a deep breath?
I honestly didn't think I was going to make it through ROFR and have a definite closing in time for the upcoming trip so I considered that money as money which was already going to have been spent. And...I already purchased the gold annual pass as we are going in June and September. Thoughts?