Just back to update everyone on our experience. You cannot book cash villas until all days of your vacation are within the 11 month window. We were able to secure 2, 2 bedroom villas for cash at the grand Floridian. The studios were not available but there were 1 bedrooms. We decided to forgo the studio/1 bedroom for that family member and just have a regular room at GF. We did put a deposit down with David’s but they don’t have anyone with points for even one of our rooms. I’m keeping in the que with them until availability is gone simply because it would be much cheaper. However, it’s good to know for future that a cash villa is completely doable!! You just have to wait until all days in your stay are within the 11 month window.