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  1. DrFacilier

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    CP Question. Applied for SW Premier yesterday got approved. Applied for SW Plus just now got this message: "Thanks for requesting a new credit card! We'll review your Southwest Rapid Rewards Plus credit card application and be in touch soon." What does that mean? Definitely under 5/24. It's...
  2. DrFacilier

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    P2 is not holding a Sapphire card and it’s been over 4 years since the bonus. Thanks for bringing this up. We will instead call to PC her freedom unlimited. We need the travel benefits more than we need the sign-up bonus on that card right now. About to book a premier hotel at Universal for next...
  3. DrFacilier

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Last application before hitting 2 yesterday was 90 days before. Not going to call recon and just going to plan on doing my first SW app 90 days from yesterday.
  4. DrFacilier

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I probably should have checked here since I was questioning this move but... P2 just applied for another CIC and was approved. Immediately after that P2 applied for a CSR and was denied. Should I have waited until tomorrow to apply for the CSR? Should I call recon tomorrow? P2 has great...
  5. DrFacilier

    I love credit cards so much! v5.0 - 2022 (see first page for add'l details)

    SW Biz CP Question: I just did an MDD on personal cards but my brother wants to get 2 Biz. I haven't done it in a while. How many days should he put between the applications? ETA: Also, can I send him a referral link that he can use for both of the cards he applies for?
  6. DrFacilier

    Post all SW questions concerns, etc. here...

    Great! That's what I thought I remembered but didn't feel like calling SW to talk to someone. Thanks!
  7. DrFacilier

    Post all SW questions concerns, etc. here...

    If my wife booked SW tickets for both of us with her points and I now have a companion pass, can she cancel her ticket to get points back and fly as my companion?
  8. DrFacilier

    I love credit cards so much! v5.0 - 2022 (see first page for add'l details)

    Awesome. Thanks so much for the info. I had never heard of this.
  9. DrFacilier

    I love credit cards so much! v5.0 - 2022 (see first page for add'l details)

    So, my Dad just applied for a CIU for my Mom using a referral from one of his cards. He called me to walk him through the app and everything sounded right. When he submitted the application he said the screen said “Offer Unavailable” but closed it before I asked him to screenshot it. Anyone...
  10. DrFacilier

    I love credit cards so much! v5.0 - 2022 (see first page for add'l details)

    Quick SW question. If P2 buys me a ticket for a flight using her RRs can she fly as my companion? I don't see why this would be a problem but we are just getting used to being a 1 CP family. She has all the points left right now but I'm the one with the CP.
  11. DrFacilier

    ***Official August 2022 Thread***

    Happy Holidays Everyone! We are heading down to the Dolphin 8/17-8/24. Usually it is just me DW, DD10 and DD12 but this time we will be traveling with my brother's family of 4 with another brother's family of 5 arriving later in the week and my sister and brother in-law showing up at some...
  12. DrFacilier

    Here Now & Just Back WDW Reopening Experiences Including Park Hopping

    10 days to go! Way behind in planning our first non FP+ since we booked it totally last minute less than a month ago. I (think I) have pretty solid plans for MK AK and HS but need help with EP. We plan to be at IG at 9:45 for a 11am opening. Right now I'm thinking of hitting TT then Soarin...
  13. DrFacilier

    I love credit cards so much! v3.0 (see first page for add'l details)

    Thanks. What was your explanation?
  14. DrFacilier

    I love credit cards so much! v3.0 (see first page for add'l details)

    Well that's encouraging. Thanks! Basically it's a combination of these: CIU CIP CIC SW Biz SW Biz Performance Citi Biz Barclays Aviator in 4/19 Is Barclays the only one that generally reports to personal?
  15. DrFacilier

    I love credit cards so much! v3.0 (see first page for add'l details)

    Wondering if refinancing is possible for churners. I believe the advice I've seen here in the past was that it is is best to "cool it" for a while before applying for auto/home loans. We weren't considering it until recently since the rates are pretty low. Both of us have CS over 800, P1 has...
  16. DrFacilier

    Post all SW questions concerns, etc. here...

    My thanks too! I had been impatiently checking all morning and then decided to stop by this thread to see what was up. Just booked our August trip through the low fare calendar for less than 9k points per person. Does this low fare calendar thing always work on release days?
  17. DrFacilier

    I love credit cards so much! v3.0 (see first page for add'l details)

    . I swear I have a spreadsheet!!! I guess I need to add a spot for referral bonuses though. Honestly, remembering that a certain Biz card has a 20k referral bonus was enough to make me think the 1099 is accurate without even looking:rolleyes1.
  18. DrFacilier

    I love credit cards so much! v3.0 (see first page for add'l details)

    Awesome! I did this last year. Easy $25. Anyone know if this a one per household-type or if I can have my wife call from her phone?
  19. DrFacilier

    I love credit cards so much! v3.0 (see first page for add'l details)

    IYeah. Sounds like you are all set 😂. Ironically, the Citi account that just closed had a FICO score feature. I think I'm just going to close the cards and hope not to lose 30 points in one shot.
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