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Dropping in to say hello...its been over two years since my last post...much to catch up on!

No worries! I have two little ones and I am very careful as to what gets posted and who is posting if they are in them.

That is a typical response from them. I am glad it worked out in the end for you! I need to open some sort of business relationship with them. My side hustle is picking up and I think it is time to separate personal/business expenses. I currently have a hate with relationship with Chase (story...

It is...just not good for me on the go.

I just switched from Dashlane a couple months ago because Lastpass was free, then they started to charge for it. They seem fairly straightforward and easy to use so far.

Everyone is different, depending on their own profiles. Some may see no change, others could see a big dip. Main thing is to not close a card that has any sort of balance on it as that will show 100% utilization and that is when, among other things, the score starts to drop.

In my mind, 10 seems to start getting up there, but it really is personal preference. Some people only use cards where they are earning bonus points and they always seem to have "that one card" for the store or category. Now you are mitigating all your rewards across different structures (cash...

I am in the camp that if I don't plan on using a card, I am closing it out. They will report for up to 10 years after closure. You should always have the card open at least a year to make good with the bank, especially if you may want another product from them down the road. Utilization is a...

It should work...I have about 5 Disney cards with different designs that I swap out depending on my mood.

I love your simplistic ways...I have gone similar to that was well over the last 18 months, but with a few modifications. I only use 1 of 2 cards and my wife uses her own. I do have a couple that I pull out and just use them to reap the quick reward like Discover IT categories or my current...

That's it!

Went on vacation several years ago...maybe 10...I remember seeing a lot of banks that began with a W...and it wasn't Wells Fargo...Wac(something) perhaps? Think maybe they were being bought out by Chase according to the friend we were visiting. Aren't you glad I didn't add in Dunkin' to the...

Right near Stop & Shop and the old Benny's on 44.

Is that the old Burger King that was on the corner? Ours is also a BK that was leveled. Yay for another option...I could have gone to the one on Thayer St in Providence...but not worth the headache and the traffic. Mine will be the one in Smithfield.

They are putting the finishing touches on our Chase branch and it should be opening next week. Chase is finally making a presence here in the Northeast...a year ago there were hardly any, now there are 3 or 4 getting built within 10 miles of me. Hoping the CSP offer is around in May and I can...

Hold times are crazy right now and sometimes it requires a re-routing of the call which seems to reset the time. Its crazy! Hopefully they realize this and bring back some more furloughed CMs.

Seems to be hit or miss from what I have been reading. Sounds like you have to call and then they will take down some information from you, do a little "research" and get back to you in a few weeks. Some have been granted, and some have not. I was going to call as ours expired right before...

I never got the email either...I am going to just buy some visa gift cards and use those for other things. I will probably give the offer a couple days to settle in and purchase on Saturday. I would have signed up sooner if I had got something.

I did this a year ago in January. Rewards posted after we spent the card we had (the CM threw it out)...I think we had $11.xx and was able to do it no problem.

If you go to Disney Springs they will give you a redemption card and you can move that $13.69 over to it. You have to have $20 to get a new one online.