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  1. Lain

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    DON’T CALL THE BANK! Let’s see. We’re exploiting loopholes and rules that banks for whatever reason don’t enforce. Why tf would you go out of your way to alert them to this? For your own peace of mind? Like you said, frontline reps give bad info anyway. That’s what communities like this are...
  2. Lain

    I love credit cards so much! v5.0 - 2022 (see first page for add'l details)

    I am at a loss for words. Truly, I am heartbroken. Even though your mom and I haven’t chatted in a while, she was a constant beacon of reason and patience — especially rare nowadays and will sorely be missed. I want you to know that you kids were her pride and joy. She was always so happy...
  3. Lain

    New Year's Eve at Aulani

    The Ko Olina resort area, of which Aulani is part, puts on a fireworks show over the lagoons at midnight NYE/NYD. There’s usually also music on the beach if you want to watch the show there. Last year, there was pouring rain but the fireworks still went on. We usually spend our holidays at...
  4. Lain

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    Adam was doling out 100k offers in 2019. Yes, the shutdowns reach back to as early as 2019. Looks like his entire book of business is, or will soon be nuked. I can only reiterate what @SouthFayetteFan already said, Adam is not among the list of contacts we shared on DISchurners. So if you...
  5. Lain

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    Seriously, people don’t get this by now? Even after the Amex shutdowns, Chase shutdowns, Citi shutdowns, and AA shutdowns? ETA: That’s why there’s a private DISchurners subreddit.
  6. Lain

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    There definitely was some poop smeared on the shower curtain. 💩🤢
  7. Lain

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    Funny because I also think the Fairfield feels too motel-y and not clean.
  8. Lain

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    Request a credit balance refund.
  9. Lain

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    Lots of thoughts, but on a very high level, it’s a great card if you can’t get the actual Hyatt card because you’re at/over 5/24 or shutdown by Chase; have the ability to MS for Hyatt points which have a lot of upside for 2 cpp+ redemptions; and even better if you rent and can get a category...
  10. Lain

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    Send a secure message to Chase, which issues your SW card - follow the prompts to select your account and topic for a credit balance refund. They’ll issue you a refund via email (which may require some additional steps on your part to set up) that’ll electronically transfer the refund to your...
  11. Lain

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    No, and no. Not quite. Not Chase, but not a business card. Currently waitlisted, unless I believe you live in one of the partner communities. https://www.doctorofcredit.com/bilt-rewards-rent-payment-credit-card-review-earn-points-on-rent-payments-with-no-fees/
  12. Lain

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    Yes. Yes: https://www.disboards.com/threads/i-love-credit-cards-so-much-v2-0-see-first-page-for-addl-details.3729982/post-60708163
  13. Lain

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    Try $194.65 payments? Try $194.46 payments? Lazy math or not, it’s worth figuring out your tuition payments down to the penny and just use up the card. Your schools’ 2.75-2.85% fee will eat up maybe a penny of the residual balance that you’ve been loading to Amazon, but is the time you’re...
  14. Lain

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    Napa in early November is beautiful, with the trees and vines changing colors with the seasons, and quieter than summer with harvest and crush over and most of the tourists gone. If you decide to go, make sure you do some research beforehand, as some wineries require reservations for tastings or...
  15. Lain

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    Congratulations! :cheer2:party::cool1: 500k MR for $6,250 is quite an achievement! Don’t second guess your decision at all. You can always earn more MRs, but you won’t be able to cash them out again for 1.25 cpp after today. And don’t worry about Amex — the Invest with Rewards option is there...
  16. Lain

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    No one in here who has opened Chase cards for only the SUBs, MSed on their Chase cards, used Ink cards for non-business purposes, or opened multiple Ink cards to get the SUB you’re not entitled to within 24 months has the right to be self-righteous. Chase specifically states on its combining...
  17. Lain

    I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

    Quick question, not so quick answer. The short of it is, yes, if your boss wants to fly First on miles with UA and there are no Saver awards available, then she’ll need to pay the higher Everyday award fare. The upside is, it’s possible UA may release more First Saver award availability closer...




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