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In general an individual investment manager you're going to pay a lot more for than you would just putting as much as you can in a generic fund that follows the market. Vanguard and Schwab are both great about having ETFs that you can buy which just mirror an entire set of the market such as...

It's always hard to predict, but we've had some good luck on waitlists. What I'd recommend doing is booking SSR, then you waitlist that would auto-book and replace the SSR if it comes through. The key is if AKL savannah view is at least as many points otherwise you may have extra points in...

Love flying fish, it's consistently among our top. Was going to come and say if you were tempted by V&A then Takumi Tei is a great experience. Can feel very quiet and private and amazing quality of food.

You're fine in park clothes, but enough people will be dressed a bit nicer there. You won't see a ton of tshirts.

Also here from the west coast and tend to eat fairly well. We ourselves rotate years between DL (5-6 trips a year) and WDW (2-3 trips in years where thats the year). Have done V&As a number of times so can speak to quality as well as just experience. Biergarten (family experience) Takumi Tei...

Not "unique" to Disney, but AbracadaBar their Negroni and Black Manhattan are both very solid. Much of the Trader Sam's list is great as well.

I don't know that it was on our "never" list, but copper creek wasn't ever one of our first choices. Though I'll say we absolutely loved it there. Ahead of time it seemed fine and nothing spectacular, and having to bus everywhere was a major detractor for us. In the end we definitely didn't...

On a split stay they'll transfer your luggage from one resort to another for free. We've never had any issue at all, drop it off by 10/11am and then they'll let you know roughly when it's at the next resort. It's often 4/5pm. They'll even transfer refrigerated stuff as well. BWV to BCV may be...

After hours market really likes the DTC and park news as stock is climbing at up 4.5% now.

Current WDW levels are making that "positive contribution" they talked about so much on the last call. Presumably they're just losing less month with it open than they would with it closed, doesn't mean it's back to profit levels. Wouldn't be surprised to see this come up in questions.

Seems like they really quickly can make the shift from cable over to over that way and generate actual profit.

Correct, the details of profit harder to get at but we can see how the revenue split was: Media Networks: $6.56 billion, down 2% Parks, Experiences and Products: $983 million, down 85% Studio Entertainment: $1.74 billion, down 55% Direct-to-Consumer and International: $3.97 billion, up 2%...

I was on hold for about 45 minutes, this was about 3 weeks ago. I couldn't find any option for online or via email. I called about 1pm Pacific time if that helps give any indication (not sure if it was a good or bad time, but seems shorter than several hours).

Agreed that the mortgage piece makes this a bit more complicated to answer. Personally I actually aim to pay down my house mortgage as slowly as possible. If I'm able to have my mortgage at 3.5/4% rate, and then have the exact amount of cash to pay off my house but put it in the market and get a...

This didn't age so well, as today they're already reporting 173 new cases and the day isn't complete yet...

We made our second batch of Ooey Gooey Butter Cake Ice cream in as many weeks - https://www.seriouseats.com/recipes/2014/04/ample-hills-ooey-gooey-butter-cake-ice-cream.html

Piling in here on a few things that have been mentioned and a few that haven't. You mention the idea of owning a piece of Disney. On the one hand, great, whatever makes you happy, on the other hand this isn't really owning any piece of Disney. In 30 years it's gone. You just get to go for the...

We're in California and have only used our points at WDW. We tend to actually rotate years where we'll do one at WDW heavily another at DL, essentially rotating APs between the two. For our WDW years when we're burning through our points we'll do at least 2 week long trips and sometimes 2-3...

The positive contribution margin has been mentioned a lot of times here and it's an interesting one. The exact numbers are going to be hard to get at, but my suspicion is positive contribution means not losing as much as they are currently. The parks even in a closed state have some level of...

Shanghai opening at below government's guideline of 24k and gradually scaling up to that (30% of their normal limit 80k a day).