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  1. LynnTH

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Still trying to plan 2025 vacation. Looking to go back to Europe again. (last May did a cruise to Italy, Greece and Turkey). Looking at Tour Groups for Germany, Austria and Prague but just watched Irish Wish on Netflix and now I want to go to Ireland/Scotland. Any insights on what would be...
  2. LynnTH

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Ok. So I mentioned earlier that I was denied for new Chase Ink. I get home and what is in the mail. A special offer to apply for CIU and get $1200 with $6000 spend. Ughhh!! Are chances better with an invite code??
  3. LynnTH

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Decided to play it safe for now. Got a flyer for US Bank Biz Triple Cash Visa. $500 Cash Bonus for $4500 SUB in 5 months. Will wait a bit on Chase for now and occupy myself with other cards... Instant approval on the US Bank Card.
  4. LynnTH

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Yeah. I was wondering that too. Only other Biz I would need is SW but have to wait a while for those again.
  5. LynnTH

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Same... Just got my denial letter on my resent INK application. Well, it was a good run on the INKS. Reasons were: 1. Too Many Active Accounts or too much Available Credit 2. Too Many Recent Request for Credit 3. New Chase Biz Card Recently Opened. So, I would say they are cracking down...
  6. LynnTH

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Will advise if my CIU gets approved. First time in a long time that I did not get instant approval. Just applied yesterday and got the 7-10 day message. Fingers crossed it magically shows up in my Chase Account. I tend to cancel all previous INK Cards after a year and also lowered my Credit...
  7. LynnTH

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Yeah. I think I will keep one more year then PC to a Gold Next year.
  8. LynnTH

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    So my Delta Plat Biz just came up for renewal. I was planning on PC to the Delta Gold Biz since they raised the fees. But noticed that they are billing me at the old $250 Fee instead of the New $350. With the $200 hotel credit booked with them plus companion ticket - I am thinking it might...
  9. LynnTH

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    So, just like @babyready I applied for an INK today. (After cancelling one ink and lowering credit on another). Got the 7-10 day message. Every other time it was instant approval. Hoping it just shows up in my online account...
  10. LynnTH

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Just chatted with AMEX to cancel my Plat Biz Card. They offered my 20,000 MR's for $20,000 in purchases in 183 days. UMMMM - NO!!! That is a terrible deal. I don't use the benefits enough to warrant the fee and I can do 4 SUB for this...
  11. LynnTH

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Also my AMEX Biz Plat is up for renewal. Not really seeing anything to keep this card - thinking of cancelling unless you guys have some good reasons on why it is a keeper card.
  12. LynnTH

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Time for a new SUB. Just finished both INK Cash and AMEX Gold for DH. So, my turn for a new card. I am 3/24. Last card was an INK Cash in November. I currently have 3 INKS open, will close the oldest one. Was looking at 100,000 United Biz SUB or US Bank Biz Triple Cash Rewards for $500...
  13. LynnTH

    Planning for first trip with a child

    My take on this.. I like my vacations and going to take them when I can. I want to make memories, no matter if they can remember. When the kids are young, Disney is a perfect place to take them as it is geared towards children. Mine are now 25 and 22 and we still go - they love that they grew...
  14. LynnTH

    Planning for first trip with a child

    My kids are older now (25 and 22) but I think a lot of it will depend on your child. Mine always slept well in their strollers so we didn't need to go back for naps. It's also a much slower pace as your are going at their speed and doing rides/shows to accommodate them. Our first trip with...
  15. LynnTH

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    We are staying the Intercontinental Miami. Nice location and walkable to restaurants and shops. We have IHG Points/FN Certificates that we are using, otherwise it can be a bit spendy.
  16. LynnTH

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I have used Cap One for Disney and Universal Tickets. Just erased the charges. How many UR's do you have? They do have Universal Tickets on Chase Website. With the CSR you would get them at a nice savings. The US Bank Altitude looks like a nice SUB for little spend.... Hmmm. Just wish it...
  17. LynnTH

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Someone just posted on one of my FB Groups that they were told there would be some upgrade offers after February 10th. Take it with a grain of salt - but just in case...
  18. LynnTH

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I don't think there is any minimum spend for the $150 hotel credit . There is a $10,000 minimum for the $200 Delta Flight credit. Is that maybe what you are thinking of?
  19. LynnTH

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I have the Delta Biz Plat (upgraded from Gold). Was thinking of cancelling but with the hotel benefit now too - plus free checked bags. I will product change back to Biz Gold. Will be able to use the hotel credit no problem.
  20. LynnTH

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Thank You for this. I was assuming all 4 of ours would expire at the same time. Did not know this. So, I am able to renew for DH and DS now and DD and I in June. Crossing fingers for no in person interview!!




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