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If you want a way to earn United points, check out the MilieagePlusX App. I became aware of this app several years ago from a member on an older version of this thread. It is such as easy way to earn United Points on purchases and "double dip" with credit card points. I used to use the app...

I have not used Business Select, but I hear you. The other day I booked a flight on United instead of SW - about 4K more points (I transferred URs) per flight (so about 8K more round trip per person). I used to love SW, but their boarding process is getting tiring. In my case both SW and...

Thanks. I plan to probably just get the new card for the sub and cancel after a year. Not sure about changing my "daily spending" habits too much based on this new card.

I am NOT a churner, but feel like it's time to get a new card. I have been waiting patiently for an elevated offer on the CSP (80K or 100L URs) for my P2(DH). Still waiting, but over the last two weeks, I booked a few vacations for later this year and used up almost all of my URs (and MRs!)...

There are Amex cards with no or low AFs. Only you can decide is Amex is right for you. Here is an article that lists all travel partners for MRs: https://upgradedpoints.com/credit-cards/amex-membership-rewards-transfer-partners/

They prorate it at time of upgrade, then charge the full AF at the anniversary of your original card. (I think - someone please correct me if I am wrong.) So when the full AF posts, it might not be a full year since the upgrade.:confused3

Amex offered me 20K MRs with a certain spend (think it was $2k but don't remember). I kept it for a year+ and then downgraded again. Right now, my current offer to upgrade again (appeared within days of downgrading) is 15K MRs for $2k spend within 6 months. I am waiting it out a bit, but will...

Honestly, I don't know. I have only ever held the Everyday (my oldest card - since 1989!) So far I have only upgraded/downgraded once - within the last 2 years. According the the article below, it looks like you can. Someone on this thread will have an answer for you. If not, you should...

Which Amex are you looking at? There are many-some have high AFs, some don't. I have the Everyday which earns URs with no AF. I upgraded to the Preferred Everyday with a $95 AF when they offered a significant upgrade offer. Then after a year I downgraded back down until the next decent offer...

You have gotten some good tips already. I just want to add my personal experience with getting a co-branded card (specific to one airline or hotel). I was always loyal to SW for many reasons, even before I began this credit card game. So naturally when I started using credit cards for the...

Thank you. Flights are booked and hopefully the trip will happen.

Thank you. Appreciate your response.

Sorry - another question about Delta. I read their policy online and I am confused. I want to book a Main Cabin (maybe Comfort+) round trip flight for two using MILES (not cash). If I cancel the trip, will my MILES be returned or will I get a travel credit? Also - do Delta Miles expire? I...

thank you thank you. So for a domestic flight in Economy (not basic), I should be ok?

Thank you.

What are these airlines policies regarding cancelling/refunding when booking with POINTS? JetBlue United Delta This would be booking directly with the airline, not a travel partner like Chase or Amex travel. If I need to cancel do they return the points, like SW does?

Sorry if this is a repeat post. I am currently traveling and haven't read anything on here in several days. I have a $10 BJs coupon off of $125. It worked for me on Disney Gift cards.

Check out these site for help in how to use the app and track your expenses: https://everydollar.help.ramseysolutions.com/hc/en-us/articles/360037958532-How-to-Manually-Track-Transactions https://everydollar.help.ramseysolutions.com/hc/en-us/articles/360032786691-Getting-started-with-EveryDollar

You do not have to attach it to your bank account. The paid version lets you if you wish. I tried it at one point but like inputting the transactions on my own better. The FREE version is all I use. I manually input my transactions each day; it only takes a few minutes. So much easier...

There are many apps that will help you simplify this. I use Everydollar (the free version). I set my budget at the beginning of the month. Then EVERY DAY, I track my expenses in the app. Part of my morning routine is checking each debit card and credit card and logging what we spent in the...