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  1. StephPlum

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Planning for 2026. I'd like to do Antarctica. Any recommendations/personal experiences on cruise lines. I'm looking at both flying across the Drake as well as sailing. Lots to sift through as I start planning.
  2. StephPlum

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Do you have any URs? I just transferred URs to Flying Blue as they have a 25% bonus through end of April. I'm getting ready to book in May. I'll have to take a positioning flight but expecting a 50K biz class from US to FCO through CDG.
  3. StephPlum

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I'm $10 away from meeting MSR so no SUB yet. I have combined my biz miles to my personal miles. pretty easy.
  4. StephPlum

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Yeah my anniversary for Amex is March and I get the FNC in June. Whenever it works for DH to get the personal I’ll make sure it is June. He is eligible and 1/24, but working on other MSRs and want other cards first ( like the elevated Citi AA biz card). Too many cards I want and not enough...
  5. StephPlum

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I think I’m going to ask for a retention offer on mine. Got an offer last year so not sure if I will get another one. I’ll be keeping as I can find Marriotts over $125 a night to use where I travel. I also got lucky and both my Biz FNC and chase personal FNC come in June and I’ve been able to...
  6. StephPlum

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Thanks for the info. Did they tell you that you would have to do that? or you saw on your luggage tags it stopped in Paris?
  7. StephPlum

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Any data points on retention offers on Amex Bonvoy Biz card? I got a credit last year (4/29). My AF just posted. Can I get another offer this year? Do I need to wait until it has been 12 months since last offer?
  8. StephPlum

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Another newbie international question. Most likely booking a flight on Air France from US to Rome with a layover in CDG. How do you know if you have to pick up luggage in CDG and recheck it or if it is booked through to Rome?
  9. StephPlum

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Yeah, that was what I was weighing in my mind. Without a FNC, and I don't chase status, I think I'll pass. I'm working on a CIC right now so I have 3 months to think about the next card. I do have a specific Hyatt stay in mind next year so I thought I'd research. thanks.
  10. StephPlum

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Anyone get the Hyatt Business Card? It looks like it doesn't come with a FNC. Is that right? It does get $100 Hyatt credit ($50 2x a year). Does anyone know if you get that in the first year or do you have to wait until the 2nd anniversary? I'm planning a trip for next year and would use...
  11. StephPlum

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Yes, you can combine all URs onto your CSP. I put all charges on my biz cards, not just those for the business. I usually pick CIC because I buy the no fee VGC/MCGC at staples for 5x. I can use on utilities, property taxes, …. If I have upcoming expenses where I can’t use GCs, I go for the...
  12. StephPlum

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Working on 2025 plans. First trip will be Switzerland and Italy (1 week each). Is beginning of April ok or beginning of May better. Looking for ok weather - doesn't need to to perfect. Value lower crowds. Easter is April 20th so I want to avoid that time frame. Is the week before and after...
  13. StephPlum

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Planning for next year. Will be flying to Rome. If I can't find direct flights from US that I like. What is an acceptable layover time? Is 3.5 hours in CDG enough to get through customs?
  14. StephPlum

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I think there are some folks on here who regularly pay federal taxes with credit cards. I owe this year. Are there any issues with using a biz CC to make the payment on personal taxes?
  15. StephPlum

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    No I didn’t reduce my CL. I use the CIC for staples, too. Yes, one was a CIC and one was a CIU.
  16. StephPlum

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    My last chase app was in Nov. I’m 4/24. I closed 2 business cards this month, probably 2 weeks ago.
  17. StephPlum

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Hopefully that is the way it is. I have property tax coming up so 6K in one spend is easy.
  18. StephPlum

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    New CIC approved today! I recently cleaned up my business cards and have 2 CICs, 1 CIU and 1 IHG biz card. I did have a green star pre-approved for CIP in my account. Not sure if that helped or not. Last chase app was in Nov. Went through P2 referral and got the normal 75K URs for 6K...
  19. StephPlum

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    https://www.nps.gov/seki/planyourvisit/winter_driving.htm I’m planning a trip to Sequoia this September so no real help yet. I did link the winter driving from the NPS and it is a good possibility of snow in November. Closer to Anaheim is Joshua Tree NP. It is a perfect one -two day park...




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