I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

[LynnTH]

Just came to post the same! Looks like there are some offers for Gold 90k+$200 statement credit and Personal Plat for 150k+$200 statement credit, which might be the unicorn and her crown! For those in the market, check on over at r/Dischurners and see what pulls up in different incognito modes and browsers.

Note, the supporter gets the additional 5x on groceries, but the new cardmember does not. FYI, I had a bit of a glitch with one of these offers where Amex credited awarded a different card the 5x than the card I used to generate a support link. I even had screenshots, but they didn't review in my favor. You win some, you lose some.

TIP: If you like to use snipping tool for windows, it has a screen recording tool. I've seen people recommend using a screen recording tool when applying for bonuses, whether credit cards or bank accounts. Seems like it makes sense.

Hoping some of these update soon. I just applied for Plat Biz for $15,000 Spend. Wouldn't mind getting this one too or one for DH and maybe DS get the gold.

I tried all the links on Dischurners in different browsers and incognito. Wasn't able to pull up either of these SUBs. Do the links need to be updated perhaps?

 

[becauseimnew]

Just came to post the same! Looks like there are some offers for Gold 90k+$200 statement credit and Personal Plat for 150k+$200 statement credit, which might be the unicorn and her crown! For those in the market, check on over at r/Dischurners and see what pulls up in different incognito modes and browsers.

Note, the supporter gets the additional 5x on groceries, but the new cardmember does not. FYI, I had a bit of a glitch with one of these offers where Amex credited awarded a different card the 5x than the card I used to generate a support link. I even had screenshots, but they didn't review in my favor. You win some, you lose some.

TIP: If you like to use snipping tool for windows, it has a screen recording tool. I've seen people recommend using a screen recording tool when applying for bonuses, whether credit cards or bank accounts. Seems like it makes sense.

Do you need to have the Plat to create that support link for the Plat? I was going to apply for the Biz Plat because of the 150K SUB, but would much rather have DH apply for the 150K personal Plat. But I can't seem to generate any of the higher support links with my Gold. Only the 75K for the gold and the 80K for the Plat.

 

[palhockeymomof2]

Looks like the 90,000UR support links no longer work

 

[becauseimnew]

Looks like the 90,000UR support links no longer work

wow, that was fast. I was hoping it would hang around for at least 10 more days. Well, I guess that makes my decision about the Amex Biz Plat easier. I think the 40K support links & the 75K SUB will stick around, so I don't really need DH to jump on that anymore. I'll change my plan to get Chase cards with no FTFs to use in Japan.

I'll get the SW Biz Premier for DH ($3K MSR) & the Amex Biz Plat ($15K MSR) for myself at the beginning of next month when I need to start booking Japan activities.

 

[FreeDiningFanatic]

Do you need to have the Plat to create that support link for the Plat? I was going to apply for the Biz Plat because of the 150K SUB, but would much rather have DH apply for the 150K personal Plat. But I can't seem to generate any of the higher support links with my Gold. Only the 75K for the gold and the 80K for the Plat.

You can create a support link with the biz plat (or any Amex with the 5x offer if that's what you want) and then when P2 follows the link, scroll to personal cards. The personal plat should be there. I thought I was generating just the base SUB (80k for personal plat) because that's what it looked like on the Amex website. But then when I opened it in incognito mode, it was 125k + $200, so not the highest offer, but not the base offer it was showing me on the Amex site. So I would keep trying in different browsers, incognito and VPN if that's an option. Maybe even try different cards if you're agnostic about what card is the supporter.

My support offer was really low at 15k, so depending on what yours was, it might be worth it to pull an offer from r/dischurners or now DoC has a dedicated page with support links specifically for these offers.

 

[FreeDiningFanatic]

It's interesting you mentioned this because today I had so many issues simply snipping screen shots with the snipping tool so I had to use something else. I'll keep this in mind though as I'm paranoid of not getting bonuses that I apply for.

Now thinking about it, the IT is so bad with some of these companies, who knows if they could even accept a file type like this to review? But worst case could always generate screen grabs probably from a video.

 

[leeniewdw]

Everyone in the FB Ireland travel group is trying to say my trip is going to suck.

Why?? Is it because they think you are doing too much? Or that your trip is too short?

I’ve found on TripAdvisor the destination experts are pretty tough on people who have an aggressive/busy plan.

I’m sure everyone would love to have more time to cover more ground at a slower pace but if it’s a matter of going or not, sometimes you just go!

We’re going for 2 weeks in June (first 2 week vacation for us…ever) and are staying 3 nights in 3 diff towns and then single nights here and there. We have 3 single nights at the end and the TA folks think I’m insane. Perhaps it’s not optimal but we are headed in 1 direction and would have multiple backtracks if we did it differently.

I know this is somewhat off topic, but what notes app does everyone use? I need one that will sync between a laptop and phone. I currently use google keep, but I don't like that you can't use any kind of bolding / font changes with it. I used to use Evernote, but it started having issues syncing for some reason. I really liked it more for the way you could set multiple notes up, etc.

I guess what makes this on-topic is that I use my notes app when I read travel ideas I want to do someday. Google notes is just becoming too cluttered and hard to read for my liking, so I wondered if there was something better out there.

I also have an office 365 subscription, so have access to one note and maybe I should just bite the bullet and learn how to set it up properly. I just didn't seem very intuitive when I looked into it.

I love Notion. Never used anything else as consistently.

Is anyone here familiar with Vegas?
U2 is supposed to be playing at the new MSG sphere this fall. I have been a massive U2 fan since I was 13. I missed the last few tours since I was either pregnant or had a new baby each time. I swore last time I missed it nothing would stop me from seeing them next time they played.

Now, reality is setting in. I’m from CT. I need to get flights. Hotel. It looks like the Sphere is near the Venetian. Is there anywhere else to look for lodging around there that we will be able to walk to the concert? Does Vegas have any childcare options? We are going to Mohegan Sun in CT and they have a kids club for the kids. Not sure otherwise what to do with the kids.

As much as I love Bono and want to go, Im thinking a quick weekend is going to cost me like $3000. Not sure that’s going to be worth it. I saw them in 2000 and 2004 so it’s not like I’ve never seen them….

I’m eyeing this Vegas residency too, but it’s just weekends and may only be for a few weeks due to the delays at the Sphere.

So I’m thinking tickets will be tough and expensive for starters. Plus, if I’m being honest, a show that is mostly based on Achtung Baby…not sure I’m thrilled about that . Now if I could snag sub $500 tickets and decent hotel redemptions, sure. We’ll see.

 

[djmeredith]

A SW baggage damage DP. During the SW Christmas meltdown, both my bags were damaged. I submitted a claim on Dec 27 and never heard anything, so I finally followed up tonight. The woman was very nice. She said she could see my email submission from Dec and that no one had ever followed up. She said "I'm going to be really honest. What do you want out of this because I am authorized to give you Luv Vouchers for $200 per bag tonight. But if you want money for a new replacement bag, they will research it and determine the value and that will take about 30 days." I took the $400 voucher. I figured that was a higher value than what they would give me for my broken zippers and small dent.

 

[newski_mom]

I'm curious about that Hyatt deal.... How do I find deals for Hyatt,would it be on account page? Any good reads on how to use/combine Hyatt deals? thanks

For the Hyatt deal I signed up for, I got an email and just clicked on the link to sign up.

I love Notion. Never used anything else as consistently.

Thank you - I'll check it out!

 

[Limes96]

If you’re using Staples VGC Serve at FD is still working, however, it is YMMV as some FD stores have gone to cash only. So best bet is to give it a try and see what happens at your local store. WM only works for $99 loads or less at WMMC/Customer Service. Full $200 can load at regular cash register, just challenging to find a cashier who knows how, or is willing to load. If customer service is busy I sometimes ask the person running self checkout if they can help me. Very hit or miss. I don’t even bother with Staples anymore for anything other than organic spend. They’ve become way too tedious to liquidate.

Thanks for this, it’s very helpful. Going to give both FD and Walmart a try again in my area over the next week or so and see if they work. I wish dollar general was still an option, they built one not even 5 miles from my house (I live in a rural area, so that’s very close). That would have been so convenient!

I’m also interested that someone a while back (don’t remember who) mentioned paying off your Target Red Card with vgc at the customer service desk in store. Sounds like a bit of a hassle but might be worth it to save a little more in URs. Has anybody tried this and not had it work?

 

[BGparadise]

Thanks for this, it’s very helpful. Going to give both FD and Walmart a try again in my area over the next week or so and see if they work. I wish dollar general was still an option, they built one not even 5 miles from my house (I live in a rural area, so that’s very close). That would have been so convenient!

I’m also interested that someone a while back (don’t remember who) mentioned paying off your Target Red Card with vgc at the customer service desk in store. Sounds like a bit of a hassle but might be worth it to save a little more in URs. Has anybody tried this and not had it work?

FD in my area has never worked. I have tried a couple and the cards always get declined. DG on the other hand have tried 5-10 and each works without any issue.

 

[hsmamato2]

Has anyone used their Flex m/c for the cellphone coverage? I just broke my screen,tried calling the number but it just hangs up.... how do I do this?

 

[Limes96]

FD in my area has never worked. I have tried a couple and the cards always get declined. DG on the other hand have tried 5-10 and each works without any issue.

Wow, I had no idea, last time I was keeping up on this info DG had stopped working. Maybe worth trying again then.

 

[EACarlson]

Has anyone used their Flex m/c for the cellphone coverage? I just broke my screen,tried calling the number but it just hangs up.... how do I do this?

I don't know but really want to find out the resolution. I use my Freedom Flex to pay my bill just for the insurance.
Have you tried filing the claim online? https://www.mycardbenefits.com/

 

[hsmamato2]

I don't know but really want to find out the resolution. I use my Freedom Flex to pay my bill just for the insurance.
Have you tried filing the claim online? https://www.mycardbenefits.com/

I'll try that thanks- ETA...ARGH. So I guess there's no real point in me worrying about using m/c to pay... This phone was a leftover from DH's old job, so it was free (passed on to me)and I paid my Mint mobile bill for the year in January. They require a bill of sale from original phone purchase (I don't have that) and also a monthly bill (Don't have that either) so I guess I've gotta get the screen fixed on my own. Bleh.

 

[IFlossU]

Wow, I had no idea, last time I was keeping up on this info DG had stopped working. Maybe worth trying again then.

DG started working again sometime in the past couple of years. I haven’t tried for about a year, but it was working last time I went.

 

[Limes96]

Also just got approved for a CIU for P2 using my support link. His chase Biz cards have all been closed out for several years now. He used to have a couple CIP’s in there and also a United Biz card. When I went to log in to his biz account it was locked and there was a number to call to unlock it. MUST I have him call to unlock or will having a new card to add to the account unlock it automatically?

 

[*WDW*Groupie*]

I was able to snag March 27 - 31, 2023 at the Secrets Impressions Moxche, but I will be cancelling because I just can't get my head into a trip before I go to Amsterdam & Paris in early April (turns out I do have a limit on how much travel my aging body can tolerate). If anyone wants to try to grab the nights when I release them lmk and I will plan the cancellation to time with anyone looking to grab them.

 

[Judique]

Thank you! Income is definitely >70k, but CC limits are currently at 70k, which I’m pretty sure is too high? Like I said, I initially had one approved for 25k, and I definitely don’t need any to be that high. Is there any danger in reducing the CC limits of individual cards? DH has CL of $28,500, which seems more reasonable. I have a very old Capital One that has a $4,000 CL. I seldom use it. I only use it periodically because it’s my oldest card. Will reducing that, which is my oldest CC, to say $1,000 affect my credit score?

Cap1 is not Chase so just count your Chase cards.

I keep mine around $5k with a few that are higher to draw from for future approvals.

They gave me 3K for my CIU but, if needed I can add a few more K to that by transferring from the biz card with 7k on it. It's a balancing act. I won't close the biz card that earns a free night, but I will eventually close the CIU (probably). That credit will go back to the other card to keep credit money available for another app, maybe way in the future.

 

[Judique]

I'll try that thanks- ETA...ARGH. So I guess there's no real point in me worrying about using m/c to pay... This phone was a leftover from DH's old job, so it was free (passed on to me)and I paid my Mint mobile bill for the year in January. They require a bill of sale from original phone purchase (I don't have that) and also a monthly bill (Don't have that either) so I guess I've gotta get the screen fixed on my own. Bleh.

How old and what kind of phone? They wanted $226 for an old (S8) Samsung Galaxy a couple (3) years back. Back then I just bought a new phone (S10Plus) and 3 years later got a new S23plus 2 nights ago. The S10+ is in perfect condition due to a change in phone covers. I went to wallet style which so far protects better than the more convenient 'open' style Otterbox that did nothing for my dropped phone.

I'm using the old phone to do a shopping program on wifi. And, for those who can, chat also works over wifi, which I didn't know until it happened.