Totally new to this and not sure if I'll be able to keep up with the thread pace, but worth a try... Any suggestions and advice welcome. Posting info mentioned on pg1, but let me know if other info would be helpful.
Current Cards that we've had for years--
Chase Freedom (use for regular spending)
Chase Disney (don't really use much because the rewards are pointless)
Recent ones we have opened--
03/19 Ikea Projekt
03/19 Lowes
*There's a "You're already approved" message for the Chase Sapphire Preferred (60,000 bonus points) plus an offer for $600 for Chase checking and savings that I noticed when I logged into my Chase account.
- What amount of spend would you put on a card monthly? $2000 regular expenses-- could increase if we used cards to pay bills (I usually pay utilities and things from my bank account). More when we are using for home renovations or travel.
- Do you currently payoff your CCs in full every month or do you carry any balances/pay any interest? Never paid one penny of interest
- What airport(s) do you typically fly out of? Charlotte, Greensboro, Raleigh
- Do you have a preference of Frequent Flyer program? No
- Does SOUTHWEST Airline service your airport? Yes, I think
- Do you have a Hotel Rewards program preference? No
- Do you currently have travel points or miles in any program? (if so, which programs and how much) Just flew on American Airlines for Christmas. No other points accrued.
- Who does your travel party consist of? Depends on trip-- either just me and spouse or also two teens, occasionally adult daughter as well
- What at your specific goals for churning credit cards? (i.e. Disney World Trip, Cruise, European Trip, Cash Back to pay-off a mortgage or student loans, etc. - you can have multiple goals too!) Cash and Travel. Within the last year we have drastically reduced our expenses (downsized by half) and increased our income. We are saving a lot, but another motivator for making the change was being able to travel more.
- When do you plan to take these trips? (Keep in mind that it can be difficult to earn points/miles to cover imminent travel...it's best to plan far in advance, especially with regards to international travel) We are planning a family trip to the NW (Washington, Oregon, Calif) in July. A trip to Rwanda (next summer). We have several other future trips, but nothing set on those (Europe family, Hawaii with my parents, something tropical as a couple)
