Here's what I think you might be missing...they would NOT have been happy to take your money. Not on SSR. If you were buying RIV then they would have been thrilled, and although difficult to prove, I think they might have made the exception the next day if you were buying RIV. Hopefully someone with direct experience with this will chime in.
DVC salespeople don't like resale. They certainly don't like people who try to use loopholes to exploit the system and then spend a bulk of their money on resale, which is what you, along with a majority of the people trying to get 75 points in under the wire, were doing. I'm envisioning the DVC salespeople wearing party hats with a huge countdown clock in the room, ticking down to 9 pm when yet another set of restrictions kicks in to try to make it more difficult for people to split their ownerships between direct and resale. They have not made exceptions to any other round of restrictions or changes: in fact, the second to last round of restrictions came with a hard deadline that contracts had to close by; a lot of owners in the ROFR process missed that deadline. This is business and sometimes business is war. They're not going to help you win. How's that for pixie dust?
In fairness, I don't blame them. They are working for a living and they make their living by selling DVC - specifically the resorts that are being actively marketed. People looking to do anything else are standing in the way of their making a living. I can see why they wouldn't go out of their way to facilitate that.
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obviously they don't need my money. its just a shame that because of this we're going to have to go 100% with resale. we don't want to, but they give us no choice. rather than give them my $12,000, its going to someone else. we're not feeling very magical