Chase United Club application update: Applied on 8/2, got the need time to review response. Called status line, it informs me that I'll hear in 2 weeks, which should be good news. Called status line on 8/4, it's now changed to "you will be notified of our decision within 30 days". Not necessarily bad, but not ideal either. Status line has remained the same since then. So this morning when I called it, I opted to speak to a representative, to see if they needed any verification or additional details. (I'm anxious because I have a lot of travel coming up and want the United Club access). Customer service rep transfers me to fraud. I verify my identity and she indicates that she is going to refer my application for approval. Great! But then she says after she referred it for approval that it is still under internal review. Boo. Called status line and still at 30 days. Sigh.
I have no idea what the hold up is. I have four Chase personal cards, and haven't gotten a new one since my CSR in April, 2017. I'm 2/24, so that's not the issue. I did get a CIP about two months ago, so I guess I'm violating the 90 day guideline, but then again that was business and this is personal. I use my CSR but not any of the other three (Disney-opened in 2013, SW-2014 and Bonvoy-2011). I have applied for a few other biz cards in the last six months (Amex Gold, Citi AA, Barclay AA, Amex Hilton), perhaps they're seeing those credit inquiries? May be time to move to Amex, but I'm only 2/24 so that seems like a waste. Hopefully Chase isn't mad at me. I don't know, back to stalking the status line.