We just got back from a
Disney cruise paid for via UR points. I have enough points for another and looked into that options when I learned the option was gone. We are DVC members so we won't use it for Disney rooms, but I would have for cruises or park tickets.
I don't have a grand vacation plan at the moment, but we plan to travel more and more. Cruise, Hawaii, travel the U.S. plus I travel for work (under my expense) about four times per year. I have not opened my cards in the last 12 months so I'm just looking to start building points and I'll find a way to use them. I have options to build more Chase UR; or I can start with one or two Hotel chains and an airline. We usually use Spirit (yes I know, but we do fine on short trips) but our local airport is a main Delta hub. I'd do Southwest but they don't have any direct flights from Detroit (at least not to anywhere interesting). So, I'm thinking a Delta card, the Bonvoy Business, Maybe the Hyatt and/or the IHG card. Maybe get the wife the Spirit Business card (you can combined Spirit points between the business and personal right?) We do okay finding flights to Orlando for 2,500 point on Spirit.